1
00:00:15,602 --> 00:00:18,921
[♫ evocative music playing]
2
00:00:27,206 --> 00:00:29,723
[indistinct chatter]
3
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[train clatters]
4
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[laughter]
5
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Good choice. Good choice.
6
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See you later, lads.
7
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Did I say saxophones?
8
00:00:56,103 --> 00:00:57,983
-Two-sophone.
-Three-sophone.
9
00:00:57,984 --> 00:00:59,303
[host] Dave!
10
00:00:59,304 --> 00:01:02,304
-You're up.
-Whoa. No, no, no, no.
11
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[man 1] Go on, Dave!
12
00:01:03,184 --> 00:01:05,343
Go on, get up there. You know you want to.
13
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-[sighs]
-[man 2] Go on, Dave!
14
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Go on!
15
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Okay!
16
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[crowd cheering]
17
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Alright, alright.
18
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Here we go.
19
00:01:17,107 --> 00:01:20,586
["Here I Go Again" by Whitesnake playing]
20
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♪ No, I don't know where I'm going ♪
21
00:01:27,299 --> 00:01:30,697
♪ But I sure know where I've been ♪
22
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♪ Hanging on to promises
And the songs of yesterday ♪
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♪ I've made up my mind ♪
24
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♪ I ain't wasting no more time ♪
25
00:01:46,983 --> 00:01:50,022
♪ Though I keep searching for an answer ♪
26
00:01:51,904 --> 00:01:55,543
♪ Never seem to find What I'm looking for ♪
27
00:01:56,586 --> 00:02:01,223
♪ Oh Lord, I pray You give
me strength to carry on ♪
28
00:02:02,107 --> 00:02:05,345
♪ 'Cause I know what it means ♪
29
00:02:05,748 --> 00:02:10,947
♪ To walk along The lonely street of dreams ♪
30
00:02:10,948 --> 00:02:15,187
-♪ Here I go again on my own ♪
-[all singing]
31
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♪ Going down the only road I've ever known ♪
32
00:02:20,591 --> 00:02:24,950
♪ Like a drifter I was born to walk alone ♪
33
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♪ I've made up my mind ♪
34
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♪ I ain't wasting no more time ♪
35
00:02:34,393 --> 00:02:35,672
[laughing]
36
00:02:35,673 --> 00:02:39,945
♪ Here I go again ♪
37
00:02:40,675 --> 00:02:44,155
♪ Here I go again ♪
38
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[guitar instrumental playing]
39
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[indistinct]
40
00:03:00,639 --> 00:03:01,878
-Take care, you two.
-Take care.
41
00:03:01,879 --> 00:03:04,478
-Night, Eric
-Night, Maureen.
42
00:03:04,640 --> 00:03:06,920
-Here you are, Dave.
-What's this?
43
00:03:06,921 --> 00:03:08,520
We got the contract.
44
00:03:08,521 --> 00:03:10,600
We're building a new sports center!
45
00:03:10,601 --> 00:03:13,361
Mate, that is absolutely fantastic news, eh?
46
00:03:13,362 --> 00:03:15,362
Couldn't have done it without you, mate.
47
00:03:15,363 --> 00:03:16,682
This is more than what you owe.
48
00:03:16,683 --> 00:03:19,601
I thought you could hang
on to the difference for me.
49
00:03:19,724 --> 00:03:21,561
What am I supposed to do with it?
50
00:03:21,604 --> 00:03:23,404
I don't know. Invest it or summat?
51
00:03:23,405 --> 00:03:25,884
Eric, I've told you I'm not a bloody bank.
52
00:03:25,885 --> 00:03:28,844
And I've told you, maybe you should be.
53
00:03:28,845 --> 00:03:31,324
One that helps out the locals.
54
00:03:32,222 --> 00:03:34,405
-Goodnight, Nicky.
-Night night Eric.
55
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[curious music playing]
56
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So, what do you think?
57
00:03:39,567 --> 00:03:41,286
About what?
58
00:03:41,288 --> 00:03:42,888
This bank thing.
59
00:03:42,889 --> 00:03:45,088
Last time I checked, you sold minibuses.
60
00:03:45,089 --> 00:03:46,768
Yeah, I know, but…
61
00:03:46,769 --> 00:03:49,608
A bank that serves the whole community.
62
00:03:49,610 --> 00:03:51,850
-You as a banker?
-[laughs]
63
00:03:51,851 --> 00:03:54,170
Hmm, you didn't go to Eton, you didn't…
64
00:03:54,171 --> 00:03:56,731
didn't go to Oxford, you don't talk posh.
65
00:03:57,211 --> 00:04:00,689
Do you really think you could take
them buggers on at their own game?
66
00:04:01,053 --> 00:04:03,451
I suppose, when you put it like that.
67
00:04:04,612 --> 00:04:06,653
Makes me really want to give it a go.
68
00:04:06,654 --> 00:04:09,853
Hmm. Well, I'd put my
money in t'Bank of Dave.
69
00:04:10,014 --> 00:04:11,573
-Would you?
-Yeah.
70
00:04:11,574 --> 00:04:13,293
-Come on, then.
-[laughs]
71
00:04:17,235 --> 00:04:20,433
[siren blaring]
72
00:04:24,778 --> 00:04:27,497
[man speaking on phone]
73
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[phone ringing]
74
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-[exhales]
-[phone rings]
75
00:04:46,263 --> 00:04:47,661
Yes?
76
00:04:48,103 --> 00:04:50,101
Okay, I'll be straight in.
77
00:04:54,691 --> 00:04:56,502
No!
78
00:04:58,106 --> 00:04:59,704
-Morning, Hugh.
-Morning.
79
00:04:59,705 --> 00:05:02,065
How did it go with the
investment bankers last night?
80
00:05:02,066 --> 00:05:05,265
Um, I can safely say it
couldn't have gone much worse.
81
00:05:05,266 --> 00:05:06,266
Poorly, I'd say.
82
00:05:06,267 --> 00:05:08,987
What do you call 1,000 dead
bankers at the bottom of the sea?
83
00:05:08,988 --> 00:05:10,468
-A good start.
-[man laughs]
84
00:05:10,469 --> 00:05:11,907
I thought it was lawyers.
85
00:05:11,908 --> 00:05:14,828
Used to be, but we've been usurped.
86
00:05:14,829 --> 00:05:17,708
Right, we just got a referral
from Elliot, Grossman, Stein.
87
00:05:17,709 --> 00:05:20,349
They can't take the case
because of a conflict of interest.
88
00:05:20,350 --> 00:05:23,229
-When has that ever stopped them?
-[laughs] Right.
89
00:05:23,440 --> 00:05:25,518
So, a man wants to open a bank.
90
00:05:25,631 --> 00:05:27,631
Is this the start of another joke?
91
00:05:27,632 --> 00:05:28,911
This is the case.
92
00:05:28,912 --> 00:05:33,192
No. The Financial Regulations Board
haven't approved a new bank in a century.
93
00:05:33,193 --> 00:05:34,553
Century and a half.
94
00:05:34,554 --> 00:05:35,794
Okay, who's the man?
95
00:05:35,795 --> 00:05:38,314
He's from Burnley, it's somewhere up north.
96
00:05:38,315 --> 00:05:41,274
I've heard of Burnley. I think
they've got a football side.
97
00:05:41,275 --> 00:05:44,434
-So he's a banker?
-He sells vans, I think.
98
00:05:44,475 --> 00:05:46,995
Um, I don't know what he
wants us to do, Clarence.
99
00:05:46,996 --> 00:05:48,515
We're lawyers, Hugh.
100
00:05:48,516 --> 00:05:51,076
We're on the side of those
paying us. Even if they're guilty.
101
00:05:51,077 --> 00:05:53,597
-Even if they're delusional?
-Even better.
102
00:05:53,598 --> 00:05:56,077
This chap needs our expert legal advice.
103
00:05:56,078 --> 00:05:58,678
He needs us to submit
the necessary forms for him,
104
00:05:58,679 --> 00:05:59,919
he needs us to guide him
105
00:05:59,920 --> 00:06:02,238
through the labyrinth of
financial rules and regulations.
106
00:06:02,239 --> 00:06:03,519
Right into a brick wall.
107
00:06:03,520 --> 00:06:05,680
We need to cover ourselves by telling him
108
00:06:05,681 --> 00:06:08,119
about potential pitfalls of the scheme.
109
00:06:08,560 --> 00:06:12,360
[inhales] Anyway, I said
you'd head up there today.
110
00:06:12,362 --> 00:06:13,960
What? To Burnley?
111
00:06:14,522 --> 00:06:15,921
Uh-huh.
112
00:06:15,922 --> 00:06:18,802
No. Come on, Clarence.
That's a bit much, isn't it?
113
00:06:18,803 --> 00:06:20,682
This isn't going to amount to anything.
114
00:06:20,683 --> 00:06:24,004
You're the one who told me never
to stray outside the M25. This_
115
00:06:24,005 --> 00:06:26,003
Under normal circumstances,
those are the rules,
116
00:06:26,004 --> 00:06:28,485
but having just signed off on your expenses
117
00:06:28,486 --> 00:06:32,445
that yielded precisely zero in
billing from the investment bankers,
118
00:06:32,446 --> 00:06:34,525
there's another applicable expression…
119
00:06:34,526 --> 00:06:36,084
Which is?
120
00:06:36,167 --> 00:06:38,484
Beggars can't be choosers.
121
00:06:39,968 --> 00:06:41,047
[clicks tongue] Great.
122
00:06:41,048 --> 00:06:44,006
["Kick" by Def Leppard playing]
123
00:06:51,530 --> 00:06:52,889
[Hugh enunciating] Burnley.
124
00:06:52,890 --> 00:06:54,291
[changes accent] Burnley.
125
00:06:54,292 --> 00:06:56,130
[changes accent] Burn-ley.
126
00:06:56,213 --> 00:06:58,449
I look for Burnley.
127
00:06:58,532 --> 00:07:00,011
[drawing out] Burnley.
128
00:07:00,012 --> 00:07:04,611
That's how they speak in Burnley.
Burnley. "That'll do, pig. That'll do."
129
00:07:04,734 --> 00:07:06,733
"That'll do, pig. That'll do."
130
00:07:06,734 --> 00:07:09,774
That's how they speak here,
isn't it, in Burnley? Burnley.
131
00:07:09,775 --> 00:07:12,334
Yeah. I don't know how they
speak in Burnley, actually.
132
00:07:12,335 --> 00:07:15,775
♪ I don't wanna kick, kick Kick your habit ♪
133
00:07:15,776 --> 00:07:19,856
♪ 'Cause you never
quit, quit I gotta have it ♪
134
00:07:19,857 --> 00:07:21,215
♪ I don't wanna kick… ♪
135
00:07:21,216 --> 00:07:22,256
[Hugh] Quite sweet.
136
00:07:22,257 --> 00:07:24,216
Like a bread advert.
137
00:07:24,217 --> 00:07:27,697
Or a, um… story about a clever pig.
138
00:07:27,698 --> 00:07:31,538
♪ Na, na, na-na, na, na, na ♪
139
00:07:31,539 --> 00:07:35,579
-♪ Na, na, na ♪
-♪ So won't you give me some more? ♪
140
00:07:35,580 --> 00:07:38,860
♪ Na, na, na-na, na, na, na ♪
141
00:07:38,861 --> 00:07:41,459
[Hugh] Come on, please.
142
00:07:41,861 --> 00:07:43,862
Bollocks. Does nothing work north of Watford?
143
00:07:43,863 --> 00:07:46,262
[children shouting]
144
00:07:46,263 --> 00:07:48,302
Oh. Hey!
145
00:07:48,303 --> 00:07:50,823
Uh, sorry. Hey, hi, how you doing?
146
00:07:50,824 --> 00:07:52,622
Um, yeah, I was wondering
if you could help me.
147
00:07:52,623 --> 00:07:54,942
I'm looking for Finsley Gate.
148
00:07:55,304 --> 00:07:56,743
No?
149
00:07:56,745 --> 00:07:58,464
Uh, Fishwick Motors?
150
00:07:58,465 --> 00:08:01,424
-Ah. Dave's place?
-Yeah, Dave's place.
151
00:08:01,425 --> 00:08:05,064
Right. Well, get this end
turned in t'other direction.
152
00:08:05,146 --> 00:08:08,907
Straight on past Tesco
Metro, four down on t'left.
153
00:08:08,908 --> 00:08:12,306
Right over t'main road,
and Dave's is on t'right.
154
00:08:12,308 --> 00:08:13,227
Sorry?
155
00:08:13,228 --> 00:08:15,828
Get this end turned in t'other direction.
156
00:08:15,829 --> 00:08:18,028
-Straight on past Tesco Metro.
-Tesco.
157
00:08:18,029 --> 00:08:19,669
Four down on t'left.
158
00:08:19,670 --> 00:08:21,670
Right over t'main road.
159
00:08:21,671 --> 00:08:24,148
-And Dave's is on t'right.
-Yeah.
160
00:08:25,430 --> 00:08:27,149
Alright, thank you.
161
00:08:27,552 --> 00:08:29,029
[engine starts]
162
00:08:29,191 --> 00:08:30,829
Thank you.
163
00:08:35,239 --> 00:08:36,873
Bloody Londoners.
164
00:08:36,874 --> 00:08:40,913
♪ I don't wanna kick, kick Kick your habit ♪
165
00:08:40,914 --> 00:08:42,353
♪ 'Cause you never quit… ♪
166
00:08:42,354 --> 00:08:43,913
What was he saying?
167
00:08:43,914 --> 00:08:48,715
♪ I gotta have it Na, na, na-na, na, na, na ♪
168
00:08:48,716 --> 00:08:52,157
-♪ Na, na, na ♪
-♪ So won't you give me some more? ♪
169
00:08:52,158 --> 00:08:54,156
♪ Ah, kick it ♪
170
00:09:00,358 --> 00:09:01,916
[shivers]
171
00:09:03,066 --> 00:09:04,624
Christ.
172
00:09:10,321 --> 00:09:11,521
-Hello.
-Hello.
173
00:09:11,522 --> 00:09:15,481
Um, I need to see, uh, Mr Fishwick.
174
00:09:15,482 --> 00:09:18,761
-Yeah, he's just upstairs, that way.
-Okay, thank you.
175
00:09:19,393 --> 00:09:21,151
[sighs]
176
00:09:24,565 --> 00:09:26,683
Hello, I'm Dave. How can I help you?
177
00:09:26,684 --> 00:09:29,604
Hi. Hugh Stockwell from
Bentham and Green Solicitors.
178
00:09:29,605 --> 00:09:31,204
Ah, Hugh, you made it!
179
00:09:31,205 --> 00:09:33,806
Great. Take a load off.
How were your journey?
180
00:09:33,807 --> 00:09:36,365
-Yes, fine, fine. Shall we just get…
-[Dave] Great.
181
00:09:36,366 --> 00:09:37,925
…straight to it, shall we?
182
00:09:37,926 --> 00:09:39,606
-Sounds good to me.
-Yes.
183
00:09:39,607 --> 00:09:44,607
So… [clears throat] …I understand
that you would like… to open a bank.
184
00:09:44,608 --> 00:09:46,288
That's right. [taps desk]
185
00:09:46,289 --> 00:09:48,489
The Bank of Dave.
186
00:09:48,490 --> 00:09:52,128
That's… [laughs] That's…
It's catchy. Very catchy.
187
00:09:52,610 --> 00:09:55,171
So, tell me, how did this idea come about?
188
00:09:55,172 --> 00:09:58,730
-So, as you can see, I sell minibuses.
-Yes.
189
00:09:58,731 --> 00:10:00,171
[Dave] I used to sell vans.
190
00:10:00,172 --> 00:10:03,412
I've got seven of these dealerships
across Lancashire and Yorkshire,
191
00:10:03,413 --> 00:10:06,413
and, uh, well, I won't
deny it, I make good money.
192
00:10:06,414 --> 00:10:09,213
Now, a couple of year back,
the country were in recession,
193
00:10:09,214 --> 00:10:11,773
and, uh, my customers were
havin' problems making payments.
194
00:10:11,774 --> 00:10:14,893
-So I started lending them me own money.
-Okay.
195
00:10:14,894 --> 00:10:17,094
Pretty soon, I were making loans to families
196
00:10:17,095 --> 00:10:19,575
and small businesses in the local area.
197
00:10:19,576 --> 00:10:22,176
-Why didn't they go to the banks?
-They couldn't.
198
00:10:22,177 --> 00:10:24,897
For all sorts of reasons,
the banks wouldn't touch 'em.
199
00:10:24,898 --> 00:10:25,816
Okay.
200
00:10:25,817 --> 00:10:28,658
-Don't get me started on those buggers.
-The banks?
201
00:10:28,659 --> 00:10:30,698
They caused the recession.
202
00:10:30,699 --> 00:10:34,377
Speculating, treating the economy
like it were a bloody casino.
203
00:10:34,419 --> 00:10:35,419
[sighs] Yeah.
204
00:10:35,420 --> 00:10:37,779
[Dave] Got greedier and greedier.
205
00:10:37,861 --> 00:10:40,099
Until the whole house of
cards came tumbling down.
206
00:10:40,100 --> 00:10:44,980
And then, the government bailed them
out. With billions of pounds of tax money.
207
00:10:44,981 --> 00:10:48,061
It came from the pockets of the
same people whose money they lost.
208
00:10:48,062 --> 00:10:51,181
Hmm. Not their finest hour, that's for sure.
209
00:10:51,182 --> 00:10:52,903
-Bloody right.
-You were… Yeah.
210
00:10:52,904 --> 00:10:54,463
-That's not the worst of it.
-No.
211
00:10:54,464 --> 00:10:59,663
Then, the top dogs decide to keep
paying themselves millions in bonuses.
212
00:10:59,705 --> 00:11:01,505
-For losing money.
-I know, but…
213
00:11:01,506 --> 00:11:02,825
-Bunch of tossers.
-But…
214
00:11:02,826 --> 00:11:04,265
-They should all be in jail.
-Hmm.
215
00:11:04,266 --> 00:11:06,025
Yeah, but, back to the loans…
216
00:11:06,026 --> 00:11:08,347
-You were making, you were saying….
-Right.
217
00:11:08,348 --> 00:11:12,547
-So, I lent out just over a million quid.
-A million pounds.
218
00:11:12,548 --> 00:11:16,546
Can you guess how many
of those loans went bad?
219
00:11:17,549 --> 00:11:20,227
Oh, I… [puffs] …seven?
220
00:11:20,309 --> 00:11:21,868
Try again, Hugh.
221
00:11:22,190 --> 00:11:23,509
-Three, I mean, I don't--
-Warmer.
222
00:11:23,510 --> 00:11:25,390
Not a single one.
223
00:11:25,391 --> 00:11:26,751
-Wow.
-Zip-a-de-doo-dah.
224
00:11:26,752 --> 00:11:29,871
In fact, some of me customers
started making money.
225
00:11:29,872 --> 00:11:31,552
And they asked me to invest it for 'em.
226
00:11:31,553 --> 00:11:33,352
For which you need accreditation.
227
00:11:33,353 --> 00:11:34,752
[laughs] Spot on, Hugh.
228
00:11:34,753 --> 00:11:36,632
-That's why you're here.
-Yes.
229
00:11:36,633 --> 00:11:38,993
Uh, one last thing. This
isn't about me making money.
230
00:11:38,994 --> 00:11:42,752
Every single penny of profit
goes straight to local charities.
231
00:11:42,857 --> 00:11:45,376
Oh, that's… That's, um…
232
00:11:46,115 --> 00:11:49,554
It's charitable, isn't
it? That's… Yeah, great.
233
00:11:50,396 --> 00:11:54,754
-You don't look very convinced, Hugh.
-No, it's--I don't have any…
234
00:11:54,840 --> 00:11:58,281
You're not paying me to tell you what
you want to hear, you're paying me to…
235
00:11:58,282 --> 00:12:01,441
[inhales] …point out all the
pitfalls and stumbling blocks
236
00:12:01,442 --> 00:12:03,202
and problems you are going to face.
237
00:12:03,203 --> 00:12:05,561
Ah, and hopefully to find a way around 'em.
238
00:12:05,562 --> 00:12:06,960
Yeah.
239
00:12:07,722 --> 00:12:10,924
Right, so firstly I'm going to need
to see the paperwork of those loans
240
00:12:10,925 --> 00:12:12,683
and the financials of your businesses.
241
00:12:12,684 --> 00:12:14,563
Phyllis has got all that ready for you.
242
00:12:14,564 --> 00:12:17,563
Great. I'll talk to Phyllis
and get back to you.
243
00:12:17,564 --> 00:12:20,924
-Nine o'clock, here tomorrow morning?
-Tomorrow?
244
00:12:21,007 --> 00:12:22,206
Uh, yes, okay.
245
00:12:22,207 --> 00:12:24,524
-Yes.
-Great to meet you, Hugh.
246
00:12:25,687 --> 00:12:27,206
Great.
247
00:12:27,288 --> 00:12:29,166
Welcome to Burnley.
248
00:12:30,047 --> 00:12:32,126
[man] Thank you, your worship.
249
00:12:33,329 --> 00:12:34,726
[gavel slams]
250
00:12:35,050 --> 00:12:39,409
In order to relieve pressure
on both hospitals and GPs,
251
00:12:39,410 --> 00:12:41,857
we need to find a way to bridge the gap
252
00:12:41,858 --> 00:12:44,329
between primary and tertiary care.
253
00:12:44,451 --> 00:12:49,530
This proposed facility does that in
the most efficient and economical way.
254
00:12:49,532 --> 00:12:51,331
Doctor Ashforth.
255
00:12:51,693 --> 00:12:55,772
Shouldn't the NHS be the
ones to fund this facility?
256
00:12:55,773 --> 00:12:58,253
The National Health Service has agreed
257
00:12:58,254 --> 00:13:00,173
to fund the running costs of the facility,
258
00:13:00,174 --> 00:13:02,774
but we still need the initial capital outlay.
259
00:13:02,775 --> 00:13:04,655
[incredulous] Which is considerable.
260
00:13:04,656 --> 00:13:08,495
And our limited resources are
already committed in other areas.
261
00:13:08,496 --> 00:13:12,417
Well… Burnley has already
earned the dubious distinction
262
00:13:12,418 --> 00:13:15,978
of being one of the most
deprived towns in the country.
263
00:13:15,979 --> 00:13:19,297
We're caught in a spiral
of neglect and decay.
264
00:13:19,454 --> 00:13:22,334
I mean, clearly something has to change.
265
00:13:23,660 --> 00:13:25,699
But change takes courage.
266
00:13:26,006 --> 00:13:30,447
That's a quality sadly lacking in
this council, and in this country.
267
00:13:30,582 --> 00:13:32,379
[councillors] Hear, hear.
268
00:13:34,022 --> 00:13:35,621
[gavel slams]
269
00:13:35,743 --> 00:13:37,861
[Hugh] I can't believe I
have to stay for the night.
270
00:13:37,862 --> 00:13:39,782
[Clarence, over phone] You'll survive.
271
00:13:39,783 --> 00:13:42,103
[Hugh] Starting a new bank.
He doesn't have a hope.
272
00:13:42,104 --> 00:13:44,743
I told him that but he wanted
the chance to convince you.
273
00:13:44,744 --> 00:13:47,464
-How much are we charging him?
-The full whack.
274
00:13:47,465 --> 00:13:49,784
Oh, no, we're not, are we?
275
00:13:50,265 --> 00:13:51,745
God, I feel bad.
276
00:13:51,746 --> 00:13:53,505
[scoffs] That's a first.
277
00:13:53,506 --> 00:13:55,186
[Hugh] No, I do.
278
00:13:55,187 --> 00:13:58,386
I feel bad I'm gonna have to tell
him to give up on the whole thing.
279
00:13:58,387 --> 00:13:59,927
Well, my advice is,
280
00:13:59,929 --> 00:14:04,488
let him down gently and then see if
he's willing to explore other opportunities.
281
00:14:04,589 --> 00:14:06,907
Yeah. Yeah, I guess…
282
00:14:07,310 --> 00:14:10,308
-Okay, thank you. Bye.
-Alright. Bye, Hugh.
283
00:14:16,031 --> 00:14:18,549
-[horns beeping]
-[car alarm blaring]
284
00:14:19,392 --> 00:14:20,712
Bollocks.
285
00:14:20,713 --> 00:14:22,631
[comical suspenseful music playing]
286
00:14:22,632 --> 00:14:24,231
Bollocks.
287
00:14:24,394 --> 00:14:26,792
Stupid, stupid…
288
00:14:26,915 --> 00:14:28,672
[wrench clatters]
289
00:14:28,994 --> 00:14:31,074
[child] What's he doing, Dad?
290
00:14:31,075 --> 00:14:32,715
-[dad] You alright there, mate?
-Huh?
291
00:14:32,716 --> 00:14:36,354
-Are you…?
-Yeah, I'm fine, thank you.
292
00:14:37,275 --> 00:14:39,074
Come on, then.
293
00:14:41,739 --> 00:14:43,676
[jack clangs]
294
00:14:44,638 --> 00:14:46,077
[screams] Bollocks!
295
00:14:46,078 --> 00:14:49,317
-[water bubbling]
-[motor droning]
296
00:14:49,999 --> 00:14:51,718
[exhales] Oh, my God.
297
00:14:54,920 --> 00:14:57,438
-[phone ringing]
-[baby crying]
298
00:14:58,081 --> 00:14:59,920
Hey, hey, sorry.
299
00:14:59,921 --> 00:15:02,841
I was wondering when I'm gonna
get to see a doctor. I'm in a lot of pain.
300
00:15:02,842 --> 00:15:05,000
It won't be too long. I'm
afraid it's been a busy night.
301
00:15:05,001 --> 00:15:08,402
Don't know if this makes a difference,
but I've got a private health care plan.
302
00:15:08,403 --> 00:15:09,603
[scoffs]
303
00:15:09,604 --> 00:15:11,803
-What?
-Hear that, Dr. Ashforth?
304
00:15:11,804 --> 00:15:13,643
He's got a private health care plan.
305
00:15:13,644 --> 00:15:16,763
Oh! Well, wouldn't say that too loud.
306
00:15:16,764 --> 00:15:19,365
Round here we tend to believe
that health is a basic human right.
307
00:15:19,366 --> 00:15:22,006
Not a privilege available to
only those who can afford it.
308
00:15:22,007 --> 00:15:24,195
No, I'm not negating anybody else's pain.
309
00:15:24,196 --> 00:15:25,925
I'm just saying I'm in pain also, okay?
310
00:15:25,926 --> 00:15:27,366
I've dropped a…
311
00:15:27,367 --> 00:15:29,726
A, uh… a car thing on my foot.
312
00:15:29,727 --> 00:15:30,846
Okay?
313
00:15:30,847 --> 00:15:32,328
-[Dr. Ashforth] Careless.
-Excuse me?
314
00:15:32,329 --> 00:15:34,928
Michelle, would you, uh,
give him some aspirin?
315
00:15:34,929 --> 00:15:36,327
Wait your turn.
316
00:15:37,409 --> 00:15:40,408
[barely audible radio broadcast]
317
00:15:46,732 --> 00:15:48,209
Oh, dear.
318
00:15:48,451 --> 00:15:50,570
-What's happened?
-[Hugh] Nothing. Just a…
319
00:15:51,324 --> 00:15:54,570
An accident changing a flat tyre.
320
00:15:54,572 --> 00:15:57,733
-Anything broken?
-Thankfully, no. Just my pride.
321
00:15:57,734 --> 00:15:59,292
You muppet.
322
00:15:59,455 --> 00:16:00,932
Is the car still there?
323
00:16:01,534 --> 00:16:02,493
Yes.
324
00:16:02,494 --> 00:16:05,454
I'll have one of the lads get
it sorted, brought back here.
325
00:16:05,536 --> 00:16:06,415
Thank you.
326
00:16:06,416 --> 00:16:08,935
[humming]
327
00:16:09,297 --> 00:16:11,817
[Dave whistling]
328
00:16:11,818 --> 00:16:12,855
Fancy a brew?
329
00:16:12,856 --> 00:16:14,335
[Hugh] No, thank you.
330
00:16:15,258 --> 00:16:16,817
Look, Dave,
331
00:16:16,818 --> 00:16:19,920
I know I said yesterday that it was my job
332
00:16:19,921 --> 00:16:22,619
to look for all the problems and pitfalls,
333
00:16:22,620 --> 00:16:24,097
um…
334
00:16:24,739 --> 00:16:27,259
but, actually, it's a bit
worse than that, because…
335
00:16:27,260 --> 00:16:28,740
[Dave] I know what you're gonna say.
336
00:16:28,741 --> 00:16:32,259
I know you're gonna tell me that the
Bank of Dave is never gonna happen.
337
00:16:32,342 --> 00:16:35,542
You're gonna say that the
Financial Regulation Board
338
00:16:35,543 --> 00:16:38,780
hasn't approved a new bank in 150 years.
339
00:16:38,862 --> 00:16:40,222
-Am I right?
-Yeah.
340
00:16:40,223 --> 00:16:42,622
[Dave] We got Google up here too.
341
00:16:42,991 --> 00:16:44,742
But, please.
342
00:16:44,848 --> 00:16:48,127
Indulge me, hmm? Just for a day.
343
00:16:49,305 --> 00:16:51,463
There is method in me madness.
344
00:16:51,945 --> 00:16:53,985
-I promise.
-Okay.
345
00:16:53,986 --> 00:16:56,546
-Second loan I made were to Jamie.
-Okay.
346
00:16:56,547 --> 00:16:58,626
Come out here one morning and it were quiet.
347
00:16:58,627 --> 00:17:01,227
His amp had packed up.
That's how he made a living.
348
00:17:01,228 --> 00:17:05,707
But with no bank account, no address,
where were he supposed to turn?
349
00:17:05,789 --> 00:17:08,668
So I got him a new one and he
paid me back two quid a week.
350
00:17:08,669 --> 00:17:11,268
-Two quid…
-Never missed a single payment.
351
00:17:11,550 --> 00:17:14,708
-Good on, you, Jamie.
-Eh up, Dave. You alright?
352
00:17:15,270 --> 00:17:16,991
-♪ It's gonna be…♪
-Come on.
353
00:17:16,992 --> 00:17:17,911
Sorry, I--
354
00:17:17,912 --> 00:17:20,390
I want you to meet some more
of the people this is all about.
355
00:17:20,391 --> 00:17:23,672
♪ It's gonna be alright
It's gonna be alright… ♪
356
00:17:23,673 --> 00:17:25,192
[Dave] Come on, Eric. The big reveal.
357
00:17:25,193 --> 00:17:27,072
-Have a look at that.
-Ta-da!
358
00:17:27,073 --> 00:17:29,713
-It's gonna be great for the community.
-You swim?
359
00:17:29,714 --> 00:17:32,594
Basketball, cycling. Which one are you?
360
00:17:32,595 --> 00:17:34,914
It sounds stupid, don't it? It sounds stupid.
361
00:17:34,915 --> 00:17:37,155
A barge builder at top
of a hill in Ribble Valley.
362
00:17:37,156 --> 00:17:40,195
But he's got one of the most successful
barge building companies in the country.
363
00:17:40,196 --> 00:17:42,076
Dream up your favourite boat, he'll build it.
364
00:17:42,077 --> 00:17:44,757
-Yeah.
-Okay, lads. You gonna wow us?
365
00:17:44,758 --> 00:17:47,197
-[man] Take hold of that.
-[Hugh] Okay, thank you.
366
00:17:47,198 --> 00:17:49,038
-Cheers, Hugh.
-I'm spoiled. Cheers.
367
00:17:49,039 --> 00:17:50,239
-Okay, cheers.
-To us all.
368
00:17:50,240 --> 00:17:51,398
Cheers.
369
00:17:51,399 --> 00:17:54,919
♪ It's gonna be alright You
gotta solver by your side ♪
370
00:17:54,920 --> 00:17:57,279
-That's a proper drop, isn't it?
-Yeah, it's good.
371
00:17:57,280 --> 00:17:58,439
[man] That's really nice.
372
00:17:58,440 --> 00:17:59,759
-This is my favourite.
-Okay.
373
00:17:59,760 --> 00:18:01,961
This is gentle. This is the coconut.
374
00:18:01,962 --> 00:18:03,440
[Hugo] Gentle's good.
375
00:18:03,641 --> 00:18:05,399
Want a bit more? The Goan.
376
00:18:05,902 --> 00:18:08,362
-Very nice.
-[Dave] Now, have some of this.
377
00:18:08,363 --> 00:18:10,763
-Delicious.
-This is the mild one?
378
00:18:10,764 --> 00:18:13,203
-Have a bit of naan with it.
-Yeah, why not? Thank you.
379
00:18:13,204 --> 00:18:15,483
-Thank you.
-[Dave] You make these as well, don't you?
380
00:18:15,484 --> 00:18:17,563
-[woman] Yeah.
-It's--I…
381
00:18:17,725 --> 00:18:19,924
-It's to the highest standards.
-Yeah.
382
00:18:19,925 --> 00:18:22,885
-Good to know.
-It's vegan. Not tested on animals.
383
00:18:22,886 --> 00:18:24,886
-That's good.
-Try some of this.
384
00:18:24,887 --> 00:18:26,526
-Have a squirt.
-Good quality.
385
00:18:26,527 --> 00:18:28,646
-[Dave] Shocking blue…
-[woman] Have a smell.
386
00:18:28,647 --> 00:18:30,046
Rub it round. It's nice.
387
00:18:30,047 --> 00:18:32,607
That scent will stay with
you for the rest of the day, so…
388
00:18:32,608 --> 00:18:34,128
I put it on some of my horses.
389
00:18:34,129 --> 00:18:35,728
This lady's an artist.
390
00:18:35,729 --> 00:18:38,048
Anyone to apologise
to? Say sorry to the wife?
391
00:18:38,049 --> 00:18:40,049
-Thank you.
-Have you got a wife?
392
00:18:40,050 --> 00:18:42,729
Afternoon all. Two black
coffees, please Jenny.
393
00:18:42,730 --> 00:18:44,970
-[Hugh] A macchiato with oat milk?
-There she is!
394
00:18:44,971 --> 00:18:46,450
-My favourite niece.
-Hiya, Dave.
395
00:18:46,451 --> 00:18:47,970
-[Dave] How are you?
-Good, how are you?
396
00:18:47,971 --> 00:18:49,130
[Dave] Smashing.
397
00:18:49,131 --> 00:18:50,131
Oh, shit. Hi.
398
00:18:50,132 --> 00:18:54,052
-Should've known you were Dave's banker.
-I'm a lawyer, actually, but, yeah…
399
00:18:54,053 --> 00:18:56,092
How's the bruised big toe?
400
00:18:56,093 --> 00:18:58,613
It's a bit more than bruised, but it's okay.
401
00:18:58,614 --> 00:18:59,973
[Dave] You've met already?
402
00:18:59,974 --> 00:19:01,053
-Yes.
-Yeah.
403
00:19:01,054 --> 00:19:04,134
Hugh's advising me on
setting up this Bank of Dave.
404
00:19:04,135 --> 00:19:07,134
Which we need to get
our project off the ground.
405
00:19:07,135 --> 00:19:08,935
-Hmm.
-Sorry, what is that?
406
00:19:08,936 --> 00:19:11,856
You know all about waiting
times at the A&E.
407
00:19:11,857 --> 00:19:14,096
Here, they're some of
the worst in the country,
408
00:19:14,097 --> 00:19:17,737
and it's because the people we deal
with don't actually need hospital treatment.
409
00:19:17,738 --> 00:19:20,978
Their ailments could just
as easily be treated by GPs,
410
00:19:20,979 --> 00:19:24,218
but it takes, on average, 11
days to get an appointment.
411
00:19:24,340 --> 00:19:25,938
And, well…
412
00:19:25,939 --> 00:19:28,620
No one wants to wait
that long when they're sick.
413
00:19:28,621 --> 00:19:32,459
So, we're proposing a walk-in free clinic.
414
00:19:32,621 --> 00:19:34,581
They can write prescriptions,
415
00:19:34,582 --> 00:19:37,340
run diagnostic tests, make referrals.
416
00:19:37,341 --> 00:19:38,742
Sounds like a good idea.
417
00:19:38,743 --> 00:19:39,822
-[Dave] Don't it?
-Yeah.
418
00:19:39,823 --> 00:19:41,503
The NHS agrees,
419
00:19:41,504 --> 00:19:44,182
but they've already been pared to the bone.
420
00:19:44,183 --> 00:19:47,184
And the council weren't
interested so thought I'd try Dave.
421
00:19:47,185 --> 00:19:49,143
If you were to register as a charity,
422
00:19:49,144 --> 00:19:51,985
that'd be a huge incentive
for corporate sponsors.
423
00:19:51,986 --> 00:19:54,625
I mean, I know it's corporate, but…
424
00:19:54,626 --> 00:19:57,426
No, that… Yeah, that makes
a lot of sense, actually.
425
00:19:57,427 --> 00:19:58,307
[phone vibrates]
426
00:19:58,308 --> 00:20:00,587
-Oh. Sorry, I'm on call.
-Oh, right.
427
00:20:00,588 --> 00:20:03,305
-Got to run. I'll leave that there.
-Okay.
428
00:20:03,548 --> 00:20:04,668
Great.
429
00:20:04,669 --> 00:20:08,227
-Well, nice to…
-Yeah. Look after that bruised big toe.
430
00:20:08,228 --> 00:20:10,227
I will. It's fine now, actually.
431
00:20:10,349 --> 00:20:11,909
Not completely fine, but…
432
00:20:11,910 --> 00:20:13,030
-Right.
-Yeah.
433
00:20:13,031 --> 00:20:15,068
-See you, Dave.
-[Dave] See you.
434
00:20:18,632 --> 00:20:20,310
-Thanks.
-[Jenny] No, problem, Alex.
435
00:20:20,311 --> 00:20:21,830
So, she's…
436
00:20:23,072 --> 00:20:24,671
What's all this?
437
00:20:25,194 --> 00:20:28,191
All the projects that are
too big for me on me own.
438
00:20:30,355 --> 00:20:31,554
Um…
439
00:20:31,555 --> 00:20:35,314
-Up till now, I've helped create 150 jobs.
-Yeah.
440
00:20:35,315 --> 00:20:37,315
In here, there's hundreds more.
441
00:20:37,316 --> 00:20:39,954
-I get it, Dave.
-It's not just jobs.
442
00:20:40,556 --> 00:20:43,317
It's about the quality of
life for a whole community.
443
00:20:43,318 --> 00:20:45,675
This is all really impressive.
444
00:20:45,677 --> 00:20:50,356
Okay, but unfortunately, the Financial
Regulation Board doesn't care about this.
445
00:20:52,118 --> 00:20:54,397
Question I want you to answer
446
00:20:55,080 --> 00:20:57,677
isn't "can the Bank of Dave exist?"
447
00:20:57,920 --> 00:21:01,519
The question, after what you've seen today,
448
00:21:01,682 --> 00:21:04,200
is "should the Bank of Dave exist?"
449
00:21:04,802 --> 00:21:06,600
Well…
450
00:21:07,362 --> 00:21:09,242
Yes. Yes, it should.
451
00:21:09,243 --> 00:21:10,720
Right.
452
00:21:11,416 --> 00:21:14,055
So, this is what I want you to do.
453
00:21:14,484 --> 00:21:19,805
I want you to file the necessary paperwork
with the Finance Commission Board.
454
00:21:19,806 --> 00:21:22,324
I know they're gonna turn me down,
455
00:21:23,766 --> 00:21:26,005
but I want them to tell me why.
456
00:21:27,327 --> 00:21:29,845
I want them to admit publicly
457
00:21:30,447 --> 00:21:32,966
that it's because I'm not in their club.
458
00:21:33,382 --> 00:21:36,927
I'm not part of the Eton and Oxford elite.
459
00:21:37,612 --> 00:21:39,409
I want them to say
460
00:21:39,410 --> 00:21:44,170
that the very same people
who've just lost 500 billion quid
461
00:21:44,171 --> 00:21:48,529
are the only people entitled
to look after our money.
462
00:21:48,531 --> 00:21:50,530
And you don't mind losing?
463
00:21:50,733 --> 00:21:52,730
Of course I bloody mind.
464
00:21:53,040 --> 00:21:56,521
But it's the price I'm willing to
pay to get them to admit the truth.
465
00:21:56,734 --> 00:21:58,171
Okay, yeah.
466
00:21:58,493 --> 00:22:00,011
Yeah, I'm in.
467
00:22:01,823 --> 00:22:04,303
I'll give your boss a bell. Tell
him you're still on the clock.
468
00:22:04,304 --> 00:22:06,343
[laughs] That'll make his day.
469
00:22:06,344 --> 00:22:09,183
Alright. Time to celebrate.
470
00:22:09,425 --> 00:22:11,943
And, as luck would have it…
471
00:22:12,265 --> 00:22:13,865
tonight's karaoke night.
472
00:22:13,866 --> 00:22:15,625
Oh, no, thank you.
473
00:22:15,626 --> 00:22:17,625
Alexandra will be there.
474
00:22:19,027 --> 00:22:19,946
Really?
475
00:22:19,947 --> 00:22:21,946
[laughter]
476
00:22:22,268 --> 00:22:25,347
[Dave] What I didn't tell you is
that Eric used to be shop steward
477
00:22:25,348 --> 00:22:27,508
at the Michelin factory
before it closed down.
478
00:22:27,509 --> 00:22:29,908
And he was a real bloody troublemaker.
479
00:22:29,909 --> 00:22:32,869
-Now he employs 25 workers.
-Thirty.
480
00:22:32,870 --> 00:22:35,710
-This bugger turned me into a capitalist.
-It happens.
481
00:22:35,711 --> 00:22:38,589
Can barely look at myself
in the mirror of a morning.
482
00:22:38,632 --> 00:22:39,510
-Hugh…
-[Hugh] Thanks.
483
00:22:39,511 --> 00:22:42,071
-I'd like to introduce you to Maureen.
-Nice to meet you.
484
00:22:42,072 --> 00:22:45,992
First loan I made that weren't for a
van or a minibus were to Maureen.
485
00:22:45,993 --> 00:22:50,072
I heard you got yourself a posh
London lawyer to sort out this bank thing.
486
00:22:50,073 --> 00:22:52,074
When you take on the fat cats,
487
00:22:52,075 --> 00:22:54,754
you gotta have someone who
knows how to play their game.
488
00:22:54,755 --> 00:22:59,756
I told Dave he was wasting his time with
the idea, but he's managed to convince me.
489
00:22:59,757 --> 00:23:02,156
-Dave can be very persuasive.
-Yes.
490
00:23:02,157 --> 00:23:04,956
I hope, for his sake, you're half as good.
491
00:23:04,957 --> 00:23:06,916
Well… hopefully.
492
00:23:06,917 --> 00:23:09,916
So, you received the first loan from Dave?
493
00:23:10,398 --> 00:23:13,038
Yeah. I were married to Ron for 38 years.
494
00:23:13,039 --> 00:23:16,518
When he died, I had very
little money in the bank.
495
00:23:16,519 --> 00:23:20,120
I couldn't have afforded a proper
funeral without Dave and Nicky's help.
496
00:23:20,121 --> 00:23:21,961
-[mic feedback]
-[host] Right, first up.
497
00:23:21,962 --> 00:23:24,759
All the way from London…
498
00:23:24,761 --> 00:23:25,840
It's Hugh.
499
00:23:25,841 --> 00:23:27,482
-[Eric] Get up there.
-[Dave] Go on.
500
00:23:27,483 --> 00:23:28,722
-[Maureen] That's you.
-No.
501
00:23:28,723 --> 00:23:30,483
-I picked an easy one.
-Not nice.
502
00:23:30,484 --> 00:23:32,122
-[Dave] You'll be fine.
-No, no.
503
00:23:32,123 --> 00:23:34,482
-You know this one, you'll like this.
-No, thank you.
504
00:23:34,483 --> 00:23:37,444
-Let's give him a round of applause.
-[Hugh] No, thank you.
505
00:23:37,445 --> 00:23:40,445
-No, right, I'll just press play.
-[Dave] Hugh!
506
00:23:40,446 --> 00:23:43,284
-[crowd chanting] Hugh!
-["Losing My Religion" by REM playing]
507
00:23:43,285 --> 00:23:45,083
[crowd cheering]
508
00:23:46,087 --> 00:23:48,044
[Nicky whooping]
509
00:23:48,927 --> 00:23:50,686
I honestly don't want to do this.
510
00:23:50,687 --> 00:23:52,687
You'll be fine. You'll be grand.
511
00:23:52,688 --> 00:23:54,688
I… I… really don't want to.
512
00:23:54,689 --> 00:23:56,447
-That's funny.
-I know this one.
513
00:23:56,448 --> 00:23:59,687
-♪ Oh, life is bigger ♪
-There he goes!
514
00:24:00,810 --> 00:24:02,328
♪ It's bigger than you ♪
515
00:24:02,329 --> 00:24:03,329
I…
516
00:24:03,330 --> 00:24:06,049
And you are not me… I don't know this song.
517
00:24:06,050 --> 00:24:07,010
Can't hear you.
518
00:24:07,011 --> 00:24:08,969
♪ …lengths I would go to… ♪
519
00:24:09,211 --> 00:24:11,770
[muffled] ♪ The distance in your eyes ♪
520
00:24:15,573 --> 00:24:20,211
♪ Oh, no, I've said too much ♪
521
00:24:21,134 --> 00:24:22,813
-♪ I set it up ♪
-[man sings along]
522
00:24:22,814 --> 00:24:24,694
-You know. Do you want to swap?
-[man] No.
523
00:24:24,695 --> 00:24:26,933
-♪ That's me in the corner ♪
-That's you!
524
00:24:26,934 --> 00:24:28,335
Oh, shit.
525
00:24:28,336 --> 00:24:31,415
-♪ That's me in the spotlight ♪
-A lager, please.
526
00:24:31,416 --> 00:24:34,734
♪ Losing my religion ♪
527
00:24:34,897 --> 00:24:35,776
Oh, God.
528
00:24:35,777 --> 00:24:39,416
♪ Trying to keep up with you ♪
529
00:24:39,417 --> 00:24:40,297
[groans]
530
00:24:40,298 --> 00:24:43,939
-♪ And I don't know if I can do it ♪
-That's right.
531
00:24:43,940 --> 00:24:44,899
Please help.
532
00:24:44,900 --> 00:24:49,818
-♪ Oh no, I've said too much ♪
-[crowd singing along]
533
00:24:49,821 --> 00:24:53,340
♪ I haven't… I haven't said enough ♪
534
00:24:53,341 --> 00:24:56,141
♪ I thought that I heard you laughing ♪
535
00:24:56,142 --> 00:25:00,182
-[Dave] I wasn't laughing!
-♪ I thought that I heard you sing ♪
536
00:25:00,183 --> 00:25:01,661
Oh, come on.
537
00:25:02,303 --> 00:25:07,103
♪ I think I thought I saw you try ♪
538
00:25:07,104 --> 00:25:09,224
I think I'm… I think that's it.
539
00:25:09,225 --> 00:25:10,824
[scattered applause]
540
00:25:10,825 --> 00:25:12,664
[Hugh] Okay. I'm gonna go.
541
00:25:12,665 --> 00:25:16,024
Thank you. Thanks a lot.
Thanks, Dave. Really appreciate it.
542
00:25:16,025 --> 00:25:17,464
Well done, lad.
543
00:25:18,147 --> 00:25:19,666
-[Nicky whoops]
-[clapping]
544
00:25:19,667 --> 00:25:21,306
-[Dave] Well done, lad.
-[Nicky whoops]
545
00:25:21,307 --> 00:25:22,985
Well done.
546
00:25:23,387 --> 00:25:25,588
See. He's got a good voice.
547
00:25:25,589 --> 00:25:27,547
-You'll bill me for that later.
-Cheers.
548
00:25:27,548 --> 00:25:29,067
[all] Cheers.
549
00:25:33,241 --> 00:25:36,148
-[Hugh] Speak soon. Yes.
-[Dave] Yeah, we better.
550
00:25:36,230 --> 00:25:38,311
-Bye. Okay.
-[Dave] Take care.
551
00:25:38,312 --> 00:25:40,391
-Cheers, Dave. See you.
-See you.
552
00:25:40,392 --> 00:25:41,789
Oh.
553
00:25:41,871 --> 00:25:44,071
[woman] I'll get it, you're alright.
554
00:25:44,192 --> 00:25:45,791
Here you are, love.
555
00:25:46,233 --> 00:25:47,672
Uh, thank you.
556
00:25:47,673 --> 00:25:48,912
[calm music playing]
557
00:25:48,913 --> 00:25:50,632
[laughs]
558
00:25:57,276 --> 00:25:58,754
[knocking]
559
00:25:59,711 --> 00:26:02,472
My God, Hugh. what did they
do to you up there in the North?
560
00:26:02,473 --> 00:26:03,952
It's nothing. Silly. My fault.
561
00:26:03,953 --> 00:26:06,072
I got a call from Mr Fishwick.
562
00:26:06,073 --> 00:26:08,073
He's keeping you on at your full hourly rate.
563
00:26:08,074 --> 00:26:10,193
Which is, of course, music to my ears.
564
00:26:10,194 --> 00:26:13,514
He also said he'd convinced you to
move forward on the Bank of Dave.
565
00:26:13,515 --> 00:26:15,594
-Yes.
-Must be a hell of a salesman.
566
00:26:15,595 --> 00:26:18,234
Explain, because this I have to hear.
567
00:26:18,235 --> 00:26:21,156
The banks are literally
a law unto themselves.
568
00:26:21,157 --> 00:26:23,356
They've created a model
of what a bank should be,
569
00:26:23,357 --> 00:26:24,915
which is exactly like them.
570
00:26:24,916 --> 00:26:26,917
Dave Fishwick's proposal is a new model.
571
00:26:26,918 --> 00:26:32,237
A small local bank taking local deposits,
investing back into the local community.
572
00:26:32,238 --> 00:26:34,077
That's a nice idea.
573
00:26:34,079 --> 00:26:37,039
-FRB will never go for it, though.
-No, of course they won't.
574
00:26:37,040 --> 00:26:41,840
But they are going to have to justify
why the status quo is so much better.
575
00:26:41,841 --> 00:26:45,480
So, you want to take them on
in the court of public opinion?
576
00:26:45,763 --> 00:26:49,201
That's not a bad idea, given the public
opinion has never being so negative.
577
00:26:49,202 --> 00:26:51,242
But expect them to fight dirty.
578
00:26:51,243 --> 00:26:54,243
The good news is they have
to win and we don't mind losing.
579
00:26:54,244 --> 00:26:55,402
[Clarence] Hmm.
580
00:26:55,403 --> 00:26:58,004
I'm liking this more and
more. What do you need?
581
00:26:58,005 --> 00:27:00,765
Any advice you have on submitting to the FRB.
582
00:27:00,766 --> 00:27:03,163
You're going to need a business plan.
583
00:27:03,366 --> 00:27:05,926
Talk to your friend Oscar.
He churns them out every day.
584
00:27:05,927 --> 00:27:09,205
Yeah, that's a great idea. Thanks, Clarence.
585
00:27:10,328 --> 00:27:14,326
So, these are all old, but
they all follow the same pattern.
586
00:27:14,769 --> 00:27:17,767
Huge upside, almost no risk.
587
00:27:17,810 --> 00:27:21,009
I'll email you the software
that makes this a piece of piss.
588
00:27:21,010 --> 00:27:22,968
These are great. Thank you.
589
00:27:23,130 --> 00:27:24,649
What's this for?
590
00:27:26,090 --> 00:27:27,771
-Um…
-I know, I know.
591
00:27:27,772 --> 00:27:30,531
You could tell me but
then you'd have to kill me.
592
00:27:30,532 --> 00:27:32,489
Something like that, yeah.
593
00:27:32,772 --> 00:27:35,490
So, tell me, how's married life treating you?
594
00:27:35,493 --> 00:27:37,211
[sighs]
595
00:27:37,892 --> 00:27:39,132
-Oh, really?
-Hmm.
596
00:27:39,133 --> 00:27:41,292
Come on, it's not that bad.
597
00:27:42,222 --> 00:27:45,661
The baby keeps us up
half the night, every night.
598
00:27:45,855 --> 00:27:50,734
Priscilla is moody as fuck all the time.
And the house looks like Ground Zero.
599
00:27:51,016 --> 00:27:54,495
Aside from that, I've…
I've never been happier.
600
00:27:55,818 --> 00:27:57,695
It sounds great to me.
601
00:27:57,737 --> 00:28:00,256
[indistinct chatter]
602
00:28:00,459 --> 00:28:01,937
[woman] Hugh.
603
00:28:02,379 --> 00:28:05,018
-Hey, Hen. How you doing?
-Hi. [laughs]
604
00:28:05,019 --> 00:28:07,417
Never better. Will you join me?
605
00:28:07,700 --> 00:28:09,499
-No, I…
-Oh, please.
606
00:28:09,500 --> 00:28:11,780
Bloody Cynthia stood
me up at the last minute.
607
00:28:11,781 --> 00:28:14,180
A client dinner the dozy
cow had forgotten about.
608
00:28:14,181 --> 00:28:16,100
I'll be legless if I drink this on my own.
609
00:28:16,101 --> 00:28:18,781
-Please.
-[hesitates] Okay, I'll have one.
610
00:28:21,383 --> 00:28:24,222
So, what have you been up to?
611
00:28:24,223 --> 00:28:26,743
I've just come back from the North.
612
00:28:26,744 --> 00:28:28,144
-Hampstead?
-Uh, Burnley.
613
00:28:28,145 --> 00:28:30,383
Oh. Sounds grim.
614
00:28:30,425 --> 00:28:32,945
Actually, it's a surprisingly
pretty part of the world.
615
00:28:32,946 --> 00:28:34,584
They've got a great football side.
616
00:28:34,585 --> 00:28:36,025
Who knew? [laughs]
617
00:28:36,026 --> 00:28:37,466
How's work?
618
00:28:37,467 --> 00:28:40,026
[inhales] It's full on.
619
00:28:40,027 --> 00:28:43,067
Giles is… Well, he's an
arsehole. As you know.
620
00:28:43,068 --> 00:28:45,827
-Yeah.
-But I can honestly say I'm loving it.
621
00:28:45,828 --> 00:28:49,748
Great. I saw you and Jem
the other night. How's he doing?
622
00:28:50,591 --> 00:28:52,868
Yeah, he's good. He, um…
623
00:28:53,069 --> 00:28:54,389
He just got a big promotion.
624
00:28:54,390 --> 00:28:55,829
Great.
625
00:28:56,031 --> 00:28:57,429
[Hen] Hmm.
626
00:28:57,552 --> 00:28:59,591
[muffled sobs]
627
00:28:59,592 --> 00:29:01,551
Oh, no. Oh no, what have I done?
628
00:29:01,552 --> 00:29:03,512
[cries] Sorry.
629
00:29:03,513 --> 00:29:05,631
Oh, my God, it's so embarrassing. Sorry.
630
00:29:05,632 --> 00:29:07,152
[breathless sob]
631
00:29:07,553 --> 00:29:11,433
-He dumped me.
-Oh, shit. I'm so sorry, Hen. That's…
632
00:29:11,434 --> 00:29:13,592
I mean, what am I gonna do?
633
00:29:13,794 --> 00:29:17,433
He's my boss now. I can't
go back to work there, but I…
634
00:29:17,955 --> 00:29:20,634
I can't afford to lose my job.
635
00:29:20,717 --> 00:29:24,114
-[gasping sob]
-I'm sure it'll work itself out.
636
00:29:24,596 --> 00:29:27,716
-Maybe… Maybe slow down.
-[waitress] Yes, madam.
637
00:29:27,717 --> 00:29:31,278
-Maybe not drink so much if you're sad.
-This one, yeah. Thank you.
638
00:29:31,279 --> 00:29:32,637
[waitress] Absolutely.
639
00:29:32,638 --> 00:29:33,918
-You okay?
-I'm fine.
640
00:29:33,919 --> 00:29:36,238
-There's a step coming up.
-One, two, three.
641
00:29:36,239 --> 00:29:37,759
Good. Nice.
642
00:29:37,760 --> 00:29:38,999
-Um…
-[Hen giggling]
643
00:29:39,000 --> 00:29:41,680
-Okay.
-Thank you.
644
00:29:41,681 --> 00:29:44,201
Oh! Oh, no, no, no, no, Hen.
645
00:29:44,202 --> 00:29:48,240
No. You're vulnerable, I'm vulnerable.
This… this won't solve anything.
646
00:29:48,241 --> 00:29:50,241
-No?
-No.
647
00:29:50,603 --> 00:29:52,363
-Okay.
-Okay.
648
00:29:52,364 --> 00:29:53,563
[groans]
649
00:29:53,564 --> 00:29:55,082
I do miss you though, Hugh.
650
00:29:55,083 --> 00:29:57,482
-I miss you too.
-Hmm.
651
00:29:57,755 --> 00:30:00,194
-We were so good together.
-Yeah.
652
00:30:00,330 --> 00:30:02,764
-Can I ask a favour?
-What do you want?
653
00:30:02,765 --> 00:30:05,644
All of Jem's stuff is at my house.
654
00:30:05,887 --> 00:30:08,684
-Can I stay at your house?
-Of course.
655
00:30:09,007 --> 00:30:10,605
But let's just…
656
00:30:11,047 --> 00:30:14,165
-Get into the cab, please. Yeah.
-Yeah. Okay.
657
00:30:14,208 --> 00:30:15,606
[Hugh grunts]
658
00:30:15,728 --> 00:30:16,928
[Hen] Hmm.
659
00:30:16,929 --> 00:30:17,888
-Okay?
-[Hen] Yes.
660
00:30:17,889 --> 00:30:20,247
-Please be careful--
-[Hen] Hello! [thud, yelps]
661
00:30:20,690 --> 00:30:23,328
[sirens blaring]
662
00:30:24,691 --> 00:30:28,049
[soft piano chords playing]
663
00:30:31,211 --> 00:30:33,369
[dog barking]
664
00:30:40,454 --> 00:30:42,132
[grunts]
665
00:30:56,017 --> 00:30:58,095
[dog barking]
666
00:31:02,019 --> 00:31:03,977
Oh, Christ.
667
00:31:05,419 --> 00:31:07,098
[moans softly]
668
00:31:12,582 --> 00:31:14,299
[sighs] Thank God.
669
00:31:23,903 --> 00:31:25,662
[sighs]
670
00:31:31,265 --> 00:31:32,703
Hmm.
671
00:31:36,707 --> 00:31:39,226
[ominous music playing]
672
00:31:49,149 --> 00:31:50,547
[scoffs]
673
00:31:53,830 --> 00:31:55,869
[water pouring]
674
00:31:57,471 --> 00:31:59,150
-Hey.
-[Hen] Hello.
675
00:31:59,151 --> 00:32:02,391
-How are you doing? Are you okay?
-[rueful laugh] Hmm.
676
00:32:02,392 --> 00:32:05,951
I have made you a very strong coffee.
677
00:32:05,952 --> 00:32:07,552
Thank you.
678
00:32:07,753 --> 00:32:10,712
Sorry about last night. I
was in shocking shape.
679
00:32:10,713 --> 00:32:13,193
Don't be. I was glad I was there to help.
680
00:32:13,483 --> 00:32:15,514
Can we go for dinner soon?
681
00:32:15,515 --> 00:32:19,274
You know, like normal people.
When I'm not completely off my face.
682
00:32:19,276 --> 00:32:21,394
Yes. Whenever you like.
683
00:32:21,916 --> 00:32:23,313
Tonight?
684
00:32:25,677 --> 00:32:26,997
Yeah.
685
00:32:26,998 --> 00:32:28,436
Um…
686
00:32:28,877 --> 00:32:30,635
Yeah.
687
00:32:31,617 --> 00:32:34,398
-How's it going?
-Good. Getting there.
688
00:32:34,399 --> 00:32:38,117
Excellent. Because I found
someone you should speak to.
689
00:32:38,199 --> 00:32:40,920
Sir Charles Denbigh. Friend of a friend.
690
00:32:40,921 --> 00:32:43,921
He was on the board of the
FRB until three years ago.
691
00:32:43,922 --> 00:32:46,880
These days, he mainly does
legal consultancy for hedge funds.
692
00:32:46,881 --> 00:32:48,601
And he's going to be helpful?
693
00:32:48,602 --> 00:32:50,441
This needs to go public.
694
00:32:50,442 --> 00:32:53,642
Spin Sir Charles a convincing
yarn, he won't be able to help himself.
695
00:32:53,643 --> 00:32:55,002
He'll be on the phone right away
696
00:32:55,003 --> 00:32:57,443
to his friends in high
places in the banking world.
697
00:32:57,444 --> 00:33:00,163
Then you can tap into the
one thing you have on your side.
698
00:33:00,164 --> 00:33:02,124
Everybody hates bankers.
699
00:33:02,125 --> 00:33:03,883
Precisely.
700
00:33:04,106 --> 00:33:06,004
Toodle pip.
701
00:33:08,760 --> 00:33:11,286
Everybody hates bankers.
702
00:33:11,647 --> 00:33:15,926
-[classical piano playing softly]
-[indistinct male chatter]
703
00:33:17,729 --> 00:33:19,367
[clears throat] Sir Charles?
704
00:33:19,368 --> 00:33:21,047
Hmm.
705
00:33:21,169 --> 00:33:23,968
Hugh Stockwell from Bentham and Green.
706
00:33:24,529 --> 00:33:25,729
Oh, you work with… Lawrence.
707
00:33:25,730 --> 00:33:28,250
-Yeah, Clarence. Yes.
-[Charles] Clarence?
708
00:33:28,251 --> 00:33:29,730
Oh…
709
00:33:30,611 --> 00:33:31,810
I've never met the man.
710
00:33:31,811 --> 00:33:35,011
In fact, until yesterday, I'd
never even heard of him. [laughs]
711
00:33:35,012 --> 00:33:37,291
But, anyway, you're here now, so…
712
00:33:37,292 --> 00:33:38,812
How can I be of service?
713
00:33:38,813 --> 00:33:39,852
Firstly, thank you.
714
00:33:39,853 --> 00:33:43,253
Everybody tells me you're the country's
leading expert on the banking system.
715
00:33:43,254 --> 00:33:46,333
Oh, well. I've put in my time.
716
00:33:46,614 --> 00:33:47,535
I'll be brief.
717
00:33:47,536 --> 00:33:52,694
I represent a client who is looking
into establishing a new retail bank.
718
00:33:52,736 --> 00:33:54,416
[whispers] Not an American, I hope.
719
00:33:54,417 --> 00:33:58,616
[laughs] No. The gentleman
in question is definitely English.
720
00:33:58,617 --> 00:33:59,576
-Yah.
-Um…
721
00:33:59,577 --> 00:34:01,976
The question is more about scale.
722
00:34:01,977 --> 00:34:05,018
In the rest of the economy, we
have large and small companies.
723
00:34:05,019 --> 00:34:08,018
We have a chain of
supermarkets and corner shops.
724
00:34:08,019 --> 00:34:10,219
-Greengrocers, butchers.
-Your point?
725
00:34:10,220 --> 00:34:11,579
Well, my point is,
726
00:34:11,580 --> 00:34:15,500
why do all banks have
to be like supermarkets?
727
00:34:15,660 --> 00:34:18,179
Isn't there room for a few corner shops?
728
00:34:19,942 --> 00:34:22,181
You're talking about Hoares.
729
00:34:22,506 --> 00:34:23,742
Am I?
730
00:34:23,743 --> 00:34:26,501
Oldest bank in the country, tiny.
731
00:34:26,743 --> 00:34:30,584
Caters for very exclusive
clientele, old money.
732
00:34:30,585 --> 00:34:33,344
No. Wh… What about people
on the other end of the spectrum?
733
00:34:33,345 --> 00:34:34,624
New money?
734
00:34:34,716 --> 00:34:36,281
No money.
735
00:34:37,426 --> 00:34:38,904
[puzzled laugh]
736
00:34:39,306 --> 00:34:43,267
I'm not… quite sure what
you're getting at, Mr Stockwell,
737
00:34:43,268 --> 00:34:46,107
but there is no right size of bank.
738
00:34:46,108 --> 00:34:48,228
The FRB exists to make sure
739
00:34:48,229 --> 00:34:52,268
that people's hard-earned
money is entrusted to the… [inhales]
740
00:34:52,269 --> 00:34:54,989
…well, right kind of chap.
741
00:34:55,230 --> 00:34:57,669
-[Hugh] The type of chap you can trust?
-Precisely.
742
00:34:57,670 --> 00:35:01,870
If their job is selecting the
type of chap you can trust…
743
00:35:02,552 --> 00:35:03,790
[puffs] …you'd have to admit
744
00:35:03,791 --> 00:35:06,872
they've been doing a pretty
piss-poor job, haven't they?
745
00:35:06,873 --> 00:35:09,512
-I beg your pardon.
-Anyway, thank you, Sir Charles.
746
00:35:09,513 --> 00:35:14,272
My client is the type of chap people
in his community can trust. So…
747
00:35:14,515 --> 00:35:16,912
I'm sure there won't be any problems.
748
00:35:17,075 --> 00:35:18,672
Thank you.
749
00:35:27,398 --> 00:35:28,276
[grunts]
750
00:35:28,277 --> 00:35:31,555
-[Hugh] What do you think?
-[Dave, on phone] Looks bloody fantastic.
751
00:35:31,638 --> 00:35:33,757
Wouldn't be surprised if they say yes.
752
00:35:33,758 --> 00:35:36,318
[chuckles] I don't know about that, Dave.
753
00:35:36,319 --> 00:35:40,878
I'm going to hand-deliver this to
the FRB on Friday, so speak soon.
754
00:35:40,879 --> 00:35:42,278
Okay?
755
00:35:42,401 --> 00:35:43,918
Cheers.
756
00:35:44,481 --> 00:35:46,399
How was your day, anyway?
757
00:35:46,400 --> 00:35:47,760
[sighs] Fraught.
758
00:35:47,761 --> 00:35:49,761
Everyone was being incredibly nice to me,
759
00:35:49,762 --> 00:35:52,041
which is a sure sign
they're gonna get rid of you.
760
00:35:52,042 --> 00:35:53,762
-How about you?
-Ah…
761
00:35:53,763 --> 00:35:56,242
I had a meeting with Sir Charles Denbigh.
762
00:35:57,524 --> 00:35:59,762
-You're kidding.
-Yeah, I did.
763
00:35:59,964 --> 00:36:01,964
-He's a legend.
-Is he, though?
764
00:36:01,965 --> 00:36:05,244
Yes. He was tipped to
be the possible governor
765
00:36:05,245 --> 00:36:07,205
of the Bank of England before the recession.
766
00:36:07,206 --> 00:36:08,685
What did he want to talk about?
767
00:36:08,686 --> 00:36:10,925
Nothing. I was picking
his brains about something.
768
00:36:10,926 --> 00:36:14,646
-Um…
-Meetings with Sir Charles Denbigh.
769
00:36:14,688 --> 00:36:16,767
-Secret trips to the North.
-Hmm.
770
00:36:16,768 --> 00:36:19,368
-It's hardly secret, Hen.
-What are you involved in, Hugh?
771
00:36:19,369 --> 00:36:21,888
-Not involved…
-Come on, spill.
772
00:36:23,169 --> 00:36:25,889
I'm filling the formal paperwork
out at the end of the week,
773
00:36:25,890 --> 00:36:27,849
so till then, it has to be just between us.
774
00:36:27,850 --> 00:36:29,289
Of course.
775
00:36:29,770 --> 00:36:34,090
I have a client who
wants to start a new bank.
776
00:36:34,092 --> 00:36:35,211
You're kidding.
777
00:36:35,212 --> 00:36:37,652
He's aware the FRB will
inevitably turn him down,
778
00:36:37,653 --> 00:36:41,491
but he wants to force them to go public
with what they think a bank should be.
779
00:36:42,453 --> 00:36:44,972
Well, that'll certainly stir things up.
780
00:36:45,301 --> 00:36:47,413
Your client's credible?
781
00:36:47,695 --> 00:36:49,814
[doubtful laugh] Yeah.
782
00:36:49,815 --> 00:36:52,294
He's certainly a character, but…
783
00:36:53,496 --> 00:36:55,454
But, yeah, I think he is.
784
00:36:55,816 --> 00:36:57,375
[Hen] Hmm.
785
00:37:02,554 --> 00:37:04,337
-May I help you?
-Hey.
786
00:37:04,338 --> 00:37:08,339
I'm here to submit a proposal for
the establishment of a new bank.
787
00:37:08,340 --> 00:37:09,299
[laughs]
788
00:37:09,300 --> 00:37:11,620
I'm not sure that's
something we deal with here.
789
00:37:11,621 --> 00:37:15,819
According to the Financial Markets
and Services Act passed in 2000, it is.
790
00:37:15,981 --> 00:37:17,819
Oh… uh…
791
00:37:17,822 --> 00:37:20,541
If you'd like to take a seat,
I'll find someone who can help.
792
00:37:20,542 --> 00:37:21,940
-Thank you.
-Okay.
793
00:37:23,382 --> 00:37:25,061
[phone clatters, dial tone]
794
00:37:30,065 --> 00:37:32,903
-Apologies for keeping you waiting.
-Hey.
795
00:37:32,904 --> 00:37:33,904
Edward De Thame.
796
00:37:33,905 --> 00:37:35,744
Hugh Stockwell from Bentham and Green.
797
00:37:35,745 --> 00:37:37,903
Here is the proposal.
798
00:37:38,586 --> 00:37:41,466
It's a long time since we've had
an application for a new bank.
799
00:37:41,467 --> 00:37:43,986
-150 years, I'm told.
-Indeed.
800
00:37:43,987 --> 00:37:46,746
-Right, we'll be in touch. Right.
-Brilliant.
801
00:37:57,190 --> 00:37:59,790
[man, over phone] Giles, Sir
Charles Denbigh on line one.
802
00:37:59,791 --> 00:38:01,350
[nervous grunt]
803
00:38:01,351 --> 00:38:02,949
[clears throat]
804
00:38:04,191 --> 00:38:06,191
Sir Charles. What can I do for you?
805
00:38:06,192 --> 00:38:10,631
Your friend Hugh Stockwell
is causing us problems.
806
00:38:10,673 --> 00:38:12,913
[Giles] Hugh? He's not exactly a friend.
807
00:38:12,914 --> 00:38:16,112
We hired him a while back just
to do some legal donkey work.
808
00:38:16,314 --> 00:38:19,833
He's just filed with the
FRB to set up a new bank.
809
00:38:19,996 --> 00:38:23,635
[Giles] Doesn't sound like
Hugh. He's hardly a high-flyer.
810
00:38:23,636 --> 00:38:25,835
Well, it's hardly a high-flying bank either.
811
00:38:25,836 --> 00:38:27,396
More of a corner shop.
812
00:38:27,397 --> 00:38:30,517
I see. So, less of a problem.
813
00:38:30,518 --> 00:38:32,037
[Charles] Quite the opposite.
814
00:38:32,038 --> 00:38:35,358
It's one thing rich foreign corporations
trying to home in on our business.
815
00:38:35,359 --> 00:38:37,838
We know how to deal with
those buggers, but once…
816
00:38:37,839 --> 00:38:41,119
ordinary people start thinking
they can get in on the act,
817
00:38:41,120 --> 00:38:43,158
the floodgates'll open.
818
00:38:44,641 --> 00:38:47,241
Of course. I see. So…
819
00:38:47,242 --> 00:38:48,881
So how can I help, Sir Charles?
820
00:38:48,882 --> 00:38:51,082
I may need to call on you at some point.
821
00:38:51,083 --> 00:38:53,841
For now, I have the situation well in hand.
822
00:38:54,362 --> 00:38:56,881
[soft suspenseful music playing]
823
00:38:57,683 --> 00:38:59,321
[exhales]
824
00:39:03,805 --> 00:39:05,364
[dial tone]
825
00:39:05,365 --> 00:39:07,204
[Hen, on phone] Sir
Charles. Do we have a deal?
826
00:39:07,205 --> 00:39:10,604
[Charles] Send me that page
and you'll have your promotion.
827
00:39:13,127 --> 00:39:15,646
[suspenseful music playing]
828
00:39:19,728 --> 00:39:22,247
[distant siren blaring]
829
00:39:25,290 --> 00:39:26,850
[sirens approaching]
830
00:39:26,851 --> 00:39:28,689
Bloody hell?
831
00:39:31,971 --> 00:39:34,050
[car door slamming]
832
00:39:36,772 --> 00:39:38,690
[indistinct voices]
833
00:39:40,813 --> 00:39:42,771
[radio chatter]
834
00:39:48,134 --> 00:39:49,974
[dial tone]
835
00:39:49,975 --> 00:39:51,893
[phone vibrating]
836
00:39:52,037 --> 00:39:53,255
Hello.
837
00:39:53,256 --> 00:39:55,134
[Alexandra] Dave's been arrested.
838
00:39:56,337 --> 00:39:57,456
On what charge?
839
00:39:57,457 --> 00:39:59,295
Loan sharking.
840
00:39:59,457 --> 00:40:01,175
[Hugh] Really?
841
00:40:01,337 --> 00:40:04,537
[hesitates] Um, I… I'll call you back.
842
00:40:09,859 --> 00:40:14,019
I can't find anything illegal here.
These are all person-to-person loans.
843
00:40:14,020 --> 00:40:17,180
Unless there's coercion or threats
of violence, it's not loan sharking.
844
00:40:17,181 --> 00:40:19,259
Go to page 11.
845
00:40:23,823 --> 00:40:26,021
I haven't got page 11.
846
00:40:26,343 --> 00:40:27,903
Probably still in the photocopier.
847
00:40:27,904 --> 00:40:30,823
You've got the photocopied
version. These are the originals.
848
00:40:30,824 --> 00:40:34,143
The first loan Dave made
was through Fishwick Motors.
849
00:40:34,385 --> 00:40:36,264
[Hugh] So what? He has a lending licence.
850
00:40:36,265 --> 00:40:38,825
He's allowed to lend money
to buy a van or a minibus.
851
00:40:38,826 --> 00:40:40,186
This is for funeral expenses.
852
00:40:40,187 --> 00:40:42,066
Surely that's just a minor technicality.
853
00:40:42,067 --> 00:40:45,266
It's illegal money lending, for
which you'll get a slap on the wrist,
854
00:40:45,267 --> 00:40:47,146
and a criminal record.
855
00:40:47,708 --> 00:40:50,706
-Of course.
-I told you they'd fight dirty.
856
00:40:55,630 --> 00:40:57,589
[Dave] This isn't a big deal.
857
00:40:57,590 --> 00:40:59,750
They let me out on bail
after a couple of hours.
858
00:40:59,751 --> 00:41:01,670
-But they did charge you?
-Yeah.
859
00:41:01,671 --> 00:41:03,950
-Can I see the charge sheet?
-[Dave] Alright.
860
00:41:03,951 --> 00:41:05,230
-[Hugh] Hello.
-Hi.
861
00:41:05,231 --> 00:41:07,350
[Hugh] This is actually very serious.
862
00:41:07,352 --> 00:41:10,072
The police said the magistrates
might fine me a few quid.
863
00:41:10,073 --> 00:41:12,953
-I'm not gonna prison.
-But you would have a criminal record.
864
00:41:12,954 --> 00:41:16,313
Which means you wouldn't be
able to run a financial institution.
865
00:41:16,314 --> 00:41:18,834
Exactly. If they get a
conviction for this, they've won.
866
00:41:18,835 --> 00:41:20,593
There's no more Bank of Dave.
867
00:41:22,115 --> 00:41:23,475
[Nicky] There you go, love.
868
00:41:23,476 --> 00:41:25,234
-[Dave sighs]
-[Hugh] Thank you.
869
00:41:26,315 --> 00:41:27,915
[Hugh clears throat]
870
00:41:27,917 --> 00:41:30,675
It weren't even supposed to be a loan.
871
00:41:30,677 --> 00:41:32,156
Sorry?
872
00:41:32,656 --> 00:41:37,295
The one they're talking
about. The first… to Maureen.
873
00:41:37,348 --> 00:41:40,957
-Yeah.
-I've known her and Ron for years.
874
00:41:41,480 --> 00:41:43,838
He deserved a proper send-off.
875
00:41:43,961 --> 00:41:46,719
I were happy to pay for it, but
Maureen didn't want charity.
876
00:41:46,720 --> 00:41:48,119
So,
877
00:41:48,441 --> 00:41:52,600
I used one of the forms from
Fishwick Motors to make it into a loan.
878
00:41:53,442 --> 00:41:56,722
When she paid me back,
I had to file the paperwork.
879
00:41:56,723 --> 00:41:57,842
[sighs]
880
00:41:57,843 --> 00:41:59,802
So… what's Dave's defence?
881
00:41:59,803 --> 00:42:01,804
-[Hugh] He doesn't have one.
-What?
882
00:42:01,805 --> 00:42:05,564
Sorry, but your husband committed
a crime. Obviously a very small one,
883
00:42:05,565 --> 00:42:08,244
and with good intentions,
but it's there in black and white.
884
00:42:08,245 --> 00:42:11,324
No jury or magistrate in the
country's going to find him not guilty.
885
00:42:11,325 --> 00:42:13,045
-It's…
-[Dave sighs]
886
00:42:14,527 --> 00:42:16,245
-[Hugh] If we…
-[sighs]
887
00:42:16,246 --> 00:42:20,127
If we could prove that the charges
were filed with malicious intent,
888
00:42:20,128 --> 00:42:24,368
and the intention wasn't to punish
Dave, but the wider Burnley community.
889
00:42:24,369 --> 00:42:27,529
It's a long shot but I think it's
worth a go. What do you think?
890
00:42:27,530 --> 00:42:28,529
[Alexandra] I like it.
891
00:42:28,530 --> 00:42:30,610
You'll have to put on a hell of a performance
892
00:42:30,611 --> 00:42:31,930
to convince the magistrates.
893
00:42:31,931 --> 00:42:33,251
Like, "I want the truth."
894
00:42:33,252 --> 00:42:34,849
"You can't handle the truth."
895
00:42:34,850 --> 00:42:38,211
-Oh, I love that film.
-I've actually never seen it.
896
00:42:38,212 --> 00:42:39,732
-You've not seen it?
-No.
897
00:42:39,733 --> 00:42:41,051
I've just seen that scene.
898
00:42:41,052 --> 00:42:43,132
-Classic.
-I love it. Dave's not seen it.
899
00:42:43,133 --> 00:42:45,533
-Can we bring it back to me, please?
-[all] Yes.
900
00:42:45,534 --> 00:42:47,373
-What are we doing?
-Right, so…
901
00:42:47,374 --> 00:42:51,694
I'll come to the showroom and go through
all the numbers with your accountant.
902
00:42:51,695 --> 00:42:53,332
How can I help?
903
00:42:54,215 --> 00:42:55,775
Oh, well, um…
904
00:42:55,776 --> 00:42:58,735
Well, someone made the
complaint which led to the arrest,
905
00:42:58,736 --> 00:43:01,136
and it'd be great to find out who it was.
906
00:43:01,137 --> 00:43:03,537
I have a friend in the
police. I can speak to her.
907
00:43:03,538 --> 00:43:05,857
I can also speak to my sister.
908
00:43:05,858 --> 00:43:07,497
-Yeah?
-[Alexandra] She's a reporter.
909
00:43:07,498 --> 00:43:08,378
[Hugh] Great.
910
00:43:08,379 --> 00:43:09,939
No, you won't be needed in court,
911
00:43:09,940 --> 00:43:13,578
but a statement for the record
would be great. If you could manage it.
912
00:43:13,750 --> 00:43:15,659
Yeah? Brilliant.
913
00:43:15,660 --> 00:43:17,300
Okay, speak soon.
914
00:43:17,301 --> 00:43:19,779
Um… [clears throat] …Dave?
915
00:43:19,781 --> 00:43:21,221
-I just--
-[Dave] Hugh, come here.
916
00:43:21,222 --> 00:43:22,421
I want you to meet someone.
917
00:43:22,422 --> 00:43:25,541
This is Rick Purdey,
legendary music promoter.
918
00:43:25,542 --> 00:43:26,701
-[Hugh] Hey.
-Hello.
919
00:43:26,702 --> 00:43:28,983
Hugh's a lawyer from London,
but don't hold it against him.
920
00:43:28,984 --> 00:43:30,223
Fuck me. Double whammy.
921
00:43:30,235 --> 00:43:33,233
Yeah, Rick's managed some amazing bands.
922
00:43:33,235 --> 00:43:35,424
Really? Any I would've heard of?
923
00:43:35,425 --> 00:43:37,464
-Saxon, Bad Company…
-Okay.
924
00:43:37,465 --> 00:43:39,745
-[Rick] Def Leppard.
-No, shut up. No, you don't.
925
00:43:39,746 --> 00:43:41,386
[Rick] They're still going strong.
926
00:43:41,387 --> 00:43:44,025
I'm still in touch with the
lads. Rich lives down the road.
927
00:43:44,026 --> 00:43:47,546
Does he? I used to play a bit…
928
00:43:47,548 --> 00:43:49,026
Are you still managing?
929
00:43:49,027 --> 00:43:52,627
No, I got out. That end of the
business got a bit corporate.
930
00:43:52,628 --> 00:43:54,787
-Of course.
-Still keep your hand in, though.
931
00:43:54,788 --> 00:43:57,308
I spend most of my time helping my son Jake.
932
00:43:57,309 --> 00:43:59,990
He's managing this great local
band called The Goa Express.
933
00:43:59,991 --> 00:44:01,069
Goa Express.
934
00:44:01,070 --> 00:44:03,670
Part of my job is getting him a new minibus
935
00:44:03,671 --> 00:44:05,471
'cause they smashed up the last one.
936
00:44:05,472 --> 00:44:06,631
Rock 'n roll, eh, Dave?
937
00:44:06,632 --> 00:44:09,431
-You're getting mates' rates.
-Bless you.
938
00:44:09,432 --> 00:44:11,272
Rock 'n roll, yeah. God, Def Leppard.
939
00:44:11,273 --> 00:44:13,112
-I mean, I…
-[phone ringing]
940
00:44:13,113 --> 00:44:15,072
Eh… Um…
941
00:44:15,073 --> 00:44:17,273
-Nice to meet you.
-You too, mate.
942
00:44:17,275 --> 00:44:19,152
Hello. Hugh Stockwell.
943
00:44:20,875 --> 00:44:21,754
Vans?
944
00:44:21,755 --> 00:44:23,593
[giggling]
945
00:44:23,676 --> 00:44:25,875
I need to talk to you about Dave.
946
00:44:25,876 --> 00:44:27,355
-Fishwick?
-Yeah.
947
00:44:27,356 --> 00:44:29,595
Your lot arrested him a few days ago.
948
00:44:29,637 --> 00:44:32,516
Not us. London sent a team up.
949
00:44:32,517 --> 00:44:35,397
When we heard, we thought
they must have their wires crossed.
950
00:44:35,398 --> 00:44:37,717
Dave's an hustler, no question.
951
00:44:37,718 --> 00:44:40,238
And he's fond of the sound of his own voice.
952
00:44:40,239 --> 00:44:42,640
-[both laugh]
-But he's hardly a loan shark.
953
00:44:42,641 --> 00:44:44,919
He lends a few bob to
friends and local businesses.
954
00:44:44,920 --> 00:44:47,199
Yeah, close to a million quid.
955
00:44:47,281 --> 00:44:48,679
You're kidding.
956
00:44:49,010 --> 00:44:52,407
We need to find out who
filed the original complaint.
957
00:44:53,770 --> 00:44:56,690
You know I can't share details
of an ongoing investigation.
958
00:44:56,691 --> 00:44:58,530
I think he's being set up, Vi.
959
00:44:58,531 --> 00:45:02,490
Someone's trying to use the police
and courts to take him outta the game.
960
00:45:02,491 --> 00:45:04,411
I just want to do what's right.
961
00:45:04,412 --> 00:45:07,773
I really think Dave could
do some good for Burnley.
962
00:45:07,774 --> 00:45:10,733
[Hugh, on phone] Yes, but I'm
a solicitor, Clarence. Like you.
963
00:45:10,734 --> 00:45:13,614
I don't stand up in court
and shout at people.
964
00:45:13,615 --> 00:45:15,654
But admit it, you want to.
965
00:45:15,655 --> 00:45:19,215
Yeah, but I don't think this is the
best time to indulge my fantasies.
966
00:45:19,216 --> 00:45:20,695
Maybe we should get a barrister.
967
00:45:20,696 --> 00:45:23,135
[Clarence] They don't appear
very often in Magistrate's Court,
968
00:45:23,136 --> 00:45:27,176
and when they do, the assumption
is that it's because their client is guilty.
969
00:45:27,177 --> 00:45:30,777
Yes, but in this case,
my client is guilty, so…
970
00:45:30,778 --> 00:45:32,977
[Clarence] You'll do fine, Hugh.
971
00:45:34,258 --> 00:45:35,136
Thank you.
972
00:45:35,138 --> 00:45:36,658
Thanks.
973
00:45:37,300 --> 00:45:38,819
Saw you on TV.
974
00:45:38,820 --> 00:45:41,499
Can you believe they finally
let me present my own story?
975
00:45:41,500 --> 00:45:42,980
You were brilliant.
976
00:45:42,981 --> 00:45:45,061
I always knew you'd
be the star of the family.
977
00:45:45,062 --> 00:45:46,381
Tell that to Mum and Dad.
978
00:45:46,382 --> 00:45:50,302
Doesn't matter what I do, you got into
Cambridge and now you're saving lives.
979
00:45:50,303 --> 00:45:53,262
-We're both not doing too badly, are we?
-Mm-hmm.
980
00:45:53,263 --> 00:45:55,462
We're finally out on the lash. Come on.
981
00:45:55,463 --> 00:45:58,663
No. No way. I'm in surgery at 9:00 tomorrow.
982
00:45:58,664 --> 00:46:01,984
Course you are, but we're
celebrating my first big story.
983
00:46:02,145 --> 00:46:04,985
Speaking of… Have you got your next one yet?
984
00:46:04,986 --> 00:46:06,865
I'm working on it.
985
00:46:06,866 --> 00:46:08,145
Got any ideas?
986
00:46:08,146 --> 00:46:09,745
I might.
987
00:46:10,187 --> 00:46:12,185
[Dave] I just sell minibuses.
988
00:46:12,227 --> 00:46:15,787
I used to sell vans. Any colour
you like so long as it's white.
989
00:46:15,868 --> 00:46:17,787
Just kidding. Any road…
990
00:46:17,788 --> 00:46:21,029
When I was selling vans, I
met hundreds, maybe thousands
991
00:46:21,030 --> 00:46:23,830
of small businesses. Who
doesn't need a van, right?
992
00:46:23,831 --> 00:46:25,269
But they all need money.
993
00:46:25,270 --> 00:46:27,509
To expand or survive.
994
00:46:27,552 --> 00:46:29,270
How's somebody in London
995
00:46:29,271 --> 00:46:32,431
supposed to decide if they're
a good investment? Hmm?
996
00:46:32,432 --> 00:46:35,191
I'm with Dave 100% on this.
997
00:46:35,192 --> 00:46:38,392
I mean, what kind of world do we live in?
998
00:46:38,393 --> 00:46:40,072
Where you can get prosecuted
999
00:46:40,073 --> 00:46:42,233
for trying to help those
who need it the most.
1000
00:46:42,234 --> 00:46:44,433
-It's all we're doing.
-Hopeful of a good result?
1001
00:46:44,434 --> 00:46:46,794
[Dave] If there's any sense
in the world, we are, yeah.
1002
00:46:46,795 --> 00:46:49,635
-Ah, no. We're hopeful.
-We are.
1003
00:46:49,636 --> 00:46:52,035
-It's all you got, innit?
-Yes, it is.
1004
00:46:54,077 --> 00:46:55,595
[indistinct]
1005
00:46:57,998 --> 00:46:59,556
Alright.
1006
00:47:00,064 --> 00:47:02,396
[gavel sounds]
1007
00:47:03,079 --> 00:47:07,838
Case 1220. Mr David Fishwick on
a charge of illegal money lending.
1008
00:47:07,839 --> 00:47:10,079
Loan sharking? Sounds like the kind of thing
1009
00:47:10,080 --> 00:47:12,800
-we should be kicking up to Crown court.
-Hmm.
1010
00:47:12,801 --> 00:47:15,721
[barrister] Your Honour, despite
the seriousness of the charge,
1011
00:47:15,722 --> 00:47:18,041
prosecution will not be
seeking a custodial sentence.
1012
00:47:18,042 --> 00:47:20,041
It can be dealt with here.
1013
00:47:20,042 --> 00:47:23,321
Very well. Mr Fishwick, how do you plead?
1014
00:47:23,364 --> 00:47:25,200
Not guilty, Your Honour.
1015
00:47:25,404 --> 00:47:26,803
Well… Continue.
1016
00:47:26,804 --> 00:47:28,562
[clears throat]
1017
00:47:28,943 --> 00:47:30,843
The documents in front of you
1018
00:47:30,844 --> 00:47:34,364
show that Mr Fishwick, through
his company Fishwick Motors,
1019
00:47:34,365 --> 00:47:39,964
made a loan of £1,100 on October 11th, 2007
1020
00:47:40,247 --> 00:47:42,846
to a Mrs Maureen Clayton for…
1021
00:47:43,528 --> 00:47:45,446
funeral expenses.
1022
00:47:45,608 --> 00:47:49,008
Now, in the second document,
you will see that Fishwick Motors
1023
00:47:49,009 --> 00:47:51,887
is not authorised to
make a loan of that nature.
1024
00:47:51,969 --> 00:47:54,528
[sceptical laugh] And the
charge is loan sharking?
1025
00:47:54,651 --> 00:47:59,449
I am aware that the defendant doesn't
fit the usual image of a loan shark.
1026
00:47:59,492 --> 00:48:03,571
However, the documents in front of
you prove beyond a shadow of a doubt,
1027
00:48:03,572 --> 00:48:06,091
he has engaged in illegal money lending.
1028
00:48:06,093 --> 00:48:09,412
He has broken the law and
must now face the consequences.
1029
00:48:09,413 --> 00:48:10,932
[judge scoffs]
1030
00:48:10,933 --> 00:48:13,373
-Are you representing Mr Fishwick?
-I am, Your Honour.
1031
00:48:13,374 --> 00:48:15,013
Hugh Stockwell, Bentham and Green.
1032
00:48:15,014 --> 00:48:17,975
Do you contest the
veracity of these documents?
1033
00:48:17,976 --> 00:48:19,015
We do not, Your Honour.
1034
00:48:19,016 --> 00:48:22,695
I'm assuming you will be presenting
some kind of defence for your client.
1035
00:48:22,696 --> 00:48:25,336
No. We accept that Mr
Fishwick, on a minor technicality,
1036
00:48:25,337 --> 00:48:27,136
did indeed break the law.
1037
00:48:27,137 --> 00:48:28,456
Well.
1038
00:48:28,457 --> 00:48:30,096
However…
1039
00:48:31,511 --> 00:48:34,698
We are asking that you throw the case out
1040
00:48:34,699 --> 00:48:37,499
on the basis that the complaint,
the charge and the prosecution
1041
00:48:37,500 --> 00:48:39,977
were brought with malicious intent.
1042
00:48:40,660 --> 00:48:44,660
And this malice is directed
towards Mr Fishwick?
1043
00:48:44,661 --> 00:48:47,581
The malice is directed towards
the people of Burnley, Your Honour.
1044
00:48:47,582 --> 00:48:48,741
[judge] Well…
1045
00:48:48,742 --> 00:48:51,141
All three of us on the bench
are residents to Burnley.
1046
00:48:51,142 --> 00:48:53,022
Are you saying the malice
is directed towards us?
1047
00:48:53,023 --> 00:48:54,782
Yes, it most certainly is.
1048
00:48:54,783 --> 00:48:58,382
You're being used to enforce a
corrupt scheme by convicting my client.
1049
00:48:58,383 --> 00:49:02,625
I don't think we need to waste our
time listening to wild conspiracy theories.
1050
00:49:02,626 --> 00:49:05,463
No, of course not, Your
Honour. Of course not.
1051
00:49:05,626 --> 00:49:09,826
You may have noticed there's a
great deal of press interest in this case.
1052
00:49:09,827 --> 00:49:12,066
They're looking for a
story. Ideally a simple one,
1053
00:49:12,067 --> 00:49:14,986
where there's good guys and bad guys.
1054
00:49:17,308 --> 00:49:20,028
I'd urge you to listen
to the evidence we have
1055
00:49:20,029 --> 00:49:22,427
before deciding which side you're on.
1056
00:49:24,519 --> 00:49:26,389
[clears throat]
1057
00:49:28,750 --> 00:49:33,551
We will hear this case, but Mr
Stockwell, I urge you to be brief.
1058
00:49:33,552 --> 00:49:36,751
This is not the Old Bailey and this
is not the time for grandstanding.
1059
00:49:36,752 --> 00:49:38,632
Yes, I understand, Your Honour.
1060
00:49:38,633 --> 00:49:41,513
But while this might not be the Old Bailey,
1061
00:49:41,514 --> 00:49:43,673
the justice meted out
here is no less important
1062
00:49:43,674 --> 00:49:45,393
and no less worthy of our respect.
1063
00:49:45,394 --> 00:49:47,394
-Too bloody right.
-[scattered laughs]
1064
00:49:47,395 --> 00:49:48,913
Sorry.
1065
00:49:49,235 --> 00:49:50,833
[indistinct]
1066
00:49:51,996 --> 00:49:55,075
I'd like to call Maureen
Clayton to the witness box.
1067
00:49:57,558 --> 00:50:00,435
Dave said he were happy
to pay for everything.
1068
00:50:01,158 --> 00:50:04,837
But in my whole life, I've
never taken a handout.
1069
00:50:05,078 --> 00:50:06,996
I've never taken charity.
1070
00:50:07,519 --> 00:50:09,558
It's just not me.
1071
00:50:09,680 --> 00:50:12,439
I'm the one who said it had to be a loan.
1072
00:50:12,440 --> 00:50:14,358
It had to be official.
1073
00:50:15,922 --> 00:50:20,120
[sobs] There wasn't a single day
that Ron and I weren't together.
1074
00:50:22,324 --> 00:50:23,921
And suddenly,
1075
00:50:24,443 --> 00:50:26,241
he were gone.
1076
00:50:26,243 --> 00:50:28,082
And I were all alone.
1077
00:50:31,364 --> 00:50:35,443
My mind is a total blank
about those first few days.
1078
00:50:35,486 --> 00:50:38,044
I must have been in a right state.
1079
00:50:40,127 --> 00:50:42,086
It were only… [exhales]
1080
00:50:42,087 --> 00:50:46,086
…after the funeral that I
started to come out of it.
1081
00:50:48,488 --> 00:50:50,127
And it weren't just Dave.
1082
00:50:50,128 --> 00:50:53,649
Friends, neighbours,
folk I hadn't seen for years.
1083
00:50:53,650 --> 00:50:57,128
They just popped by and
told me they were there for me.
1084
00:50:58,970 --> 00:51:04,009
It were the only thing that got
me through those days and nights.
1085
00:51:05,572 --> 00:51:08,411
And the loan from Dave covered the funeral?
1086
00:51:10,414 --> 00:51:11,493
And you paid him back?
1087
00:51:11,494 --> 00:51:13,172
Every penny.
1088
00:51:14,253 --> 00:51:18,735
I gave Dave the money and he
gave it straight to the homeless shelter.
1089
00:51:18,736 --> 00:51:22,614
Those poor people really do need charity.
1090
00:51:24,457 --> 00:51:25,615
Thank you, Maureen.
1091
00:51:25,616 --> 00:51:27,656
[clears throat] Your
Honour, I think it's clear
1092
00:51:27,657 --> 00:51:30,258
that the charge of loan sharking is absurd.
1093
00:51:30,259 --> 00:51:32,697
My client only had the best intentions
1094
00:51:32,698 --> 00:51:35,497
and the charge hinges
on a minor clerical error.
1095
00:51:37,299 --> 00:51:38,498
I should point out
1096
00:51:38,499 --> 00:51:41,980
these charges were not brought
by the local Burnley police.
1097
00:51:41,981 --> 00:51:45,500
A team was sent all the way
from London to make the arrest.
1098
00:51:45,501 --> 00:51:46,821
Why all that time and effort
1099
00:51:46,822 --> 00:51:49,501
for a crime that doesn't even
merit a county court hearing?
1100
00:51:49,502 --> 00:51:52,901
Well… your answer is here.
1101
00:51:53,103 --> 00:51:54,502
Over the last year and a half,
1102
00:51:54,503 --> 00:51:58,703
Dave Fishwick has made
almost 200 perfectly legal loans
1103
00:51:58,704 --> 00:52:00,623
to individuals and businesses in Burnley.
1104
00:52:00,624 --> 00:52:04,223
These loans have created 150 jobs.
1105
00:52:04,706 --> 00:52:06,545
Here are the documents.
1106
00:52:06,546 --> 00:52:11,786
But now, my client wishes to expand in
order to help more businesses in Burnley.
1107
00:52:11,787 --> 00:52:14,866
But in order to do that, he
needs to be able to take deposits
1108
00:52:14,867 --> 00:52:16,827
so that he can reinvest that money.
1109
00:52:16,828 --> 00:52:18,667
So, a fortnight ago,
1110
00:52:18,668 --> 00:52:21,948
I submitted documentation to
the Financial Regulations Board
1111
00:52:21,949 --> 00:52:23,909
to get him the necessary accreditation.
1112
00:52:23,910 --> 00:52:29,028
And all of this is to stop
him getting that accreditation.
1113
00:52:29,286 --> 00:52:32,150
-Why?
-So they can preserve their monopoly.
1114
00:52:32,151 --> 00:52:36,191
But why all this? Don't they have their
own evaluation procedures in London?
1115
00:52:36,192 --> 00:52:37,792
They do, Your Honour, yes, they do.
1116
00:52:37,793 --> 00:52:41,032
But I suspect they'd rather
you do their dirty work for them.
1117
00:52:41,033 --> 00:52:43,473
You can disqualify my client in an instant.
1118
00:52:43,474 --> 00:52:46,153
I also suspect they'd like
to avoid media scrutiny.
1119
00:52:46,154 --> 00:52:48,154
Their image is already badly tarnished,
1120
00:52:48,155 --> 00:52:51,634
and this way, they're not the bad guys.
1121
00:52:51,637 --> 00:52:53,314
Who is?
1122
00:52:54,476 --> 00:52:55,994
You are.
1123
00:53:00,158 --> 00:53:01,596
[sighs]
1124
00:53:01,838 --> 00:53:03,878
We need to look at these documents.
1125
00:53:03,879 --> 00:53:05,918
We'll recess for lunch.
1126
00:53:05,919 --> 00:53:09,317
-Reconvene at 2 p.m.
-[gavel slams]
1127
00:53:12,039 --> 00:53:13,638
-Hey.
-[Alexandra] Hey.
1128
00:53:13,640 --> 00:53:16,000
-You're doing alright in there.
-Thank you.
1129
00:53:16,001 --> 00:53:19,441
Not quite Tom Cruise in A
Few Good Men levels, but…
1130
00:53:19,442 --> 00:53:21,642
-Getting there.
-Yes. I think there's elements.
1131
00:53:21,643 --> 00:53:23,802
-There's definitely elements.
-Thank you.
1132
00:53:23,803 --> 00:53:24,922
Em…
1133
00:53:24,923 --> 00:53:27,523
My contact in Bolton Police
is here and she got a name.
1134
00:53:27,524 --> 00:53:30,441
-Yeah?
-Sir Charles Denbigh?
1135
00:53:30,884 --> 00:53:32,762
No, you're kidding me.
1136
00:53:33,324 --> 00:53:35,284
-Yeah.
-Oh, God. That piece of…
1137
00:53:35,285 --> 00:53:39,004
I met him, but I didn't give him
enough information to start all this.
1138
00:53:40,286 --> 00:53:42,084
I… I don't understand.
1139
00:53:44,487 --> 00:53:46,246
Have you got a plan?
1140
00:53:46,688 --> 00:53:48,245
Yeah, maybe.
1141
00:53:48,327 --> 00:53:49,727
-Why?
-You…
1142
00:53:49,849 --> 00:53:52,448
-You're doing that brow furrowing thing.
-Am I?
1143
00:53:52,449 --> 00:53:54,008
Okay, sorry. I don't know what--
1144
00:53:54,009 --> 00:53:57,449
Don't apologise. It's… it's
sweet, it's, em… [clears throat]
1145
00:53:57,450 --> 00:53:58,810
-Em, so…
-Wha--
1146
00:53:58,811 --> 00:54:01,408
-Sweet?
-[giggles] What's the plan?
1147
00:54:04,972 --> 00:54:06,689
[gavel slams]
1148
00:54:06,732 --> 00:54:09,772
[male judge] Let's continue.
Mr Stockwell. Mr Fishwick.
1149
00:54:09,773 --> 00:54:12,771
All of this is very impressive.
1150
00:54:12,973 --> 00:54:17,214
You are to be congratulated, Mr Fishwick,
for all you have done for our community.
1151
00:54:17,215 --> 00:54:21,255
Whilst there is no question that
the law has indeed been broken,
1152
00:54:21,256 --> 00:54:26,494
your argument that the prosecution
was malicious is compelling.
1153
00:54:26,496 --> 00:54:28,176
However,
1154
00:54:28,177 --> 00:54:32,777
in order for us to throw this case out,
we need proof beyond reasonable doubt
1155
00:54:32,778 --> 00:54:36,377
that the banks were indeed behind it.
1156
00:54:37,379 --> 00:54:38,898
Do you have this proof?
1157
00:54:38,899 --> 00:54:40,417
I do not.
1158
00:54:41,402 --> 00:54:44,679
-In which case, unfortunately--
-[Hugh] But…
1159
00:54:44,980 --> 00:54:48,860
Perhaps the prosecution
has what you're looking for.
1160
00:54:49,091 --> 00:54:50,341
[barrister] Excuse me?
1161
00:54:50,342 --> 00:54:53,422
When you were given this case,
surely the police gave you the details
1162
00:54:53,423 --> 00:54:56,542
about where the complaint
originated. That's standard procedure.
1163
00:54:56,543 --> 00:55:00,262
Well, in this case, no. I
don't have those details.
1164
00:55:00,785 --> 00:55:02,982
-You don't?
-No.
1165
00:55:04,145 --> 00:55:06,023
Seems odd.
1166
00:55:06,585 --> 00:55:09,464
Okay, so let me get this clear.
1167
00:55:10,106 --> 00:55:11,906
-An anonymous tip.
-[scoffs]
1168
00:55:11,907 --> 00:55:15,466
The kind that causes a team to
be sent all the way from London
1169
00:55:15,467 --> 00:55:18,668
to arrest someone for
filling out the wrong form.
1170
00:55:18,669 --> 00:55:20,386
I have no idea.
1171
00:55:20,828 --> 00:55:24,468
-I have no idea what you want from me.
-I'd like the truth, if possible.
1172
00:55:24,469 --> 00:55:27,829
Your Honour, this is
outrageous. I'm not on trial here.
1173
00:55:27,830 --> 00:55:31,308
Perhaps you should be.
This is a court of law, sir.
1174
00:55:31,310 --> 00:55:33,390
If you lie in here, it's called perjury.
1175
00:55:33,391 --> 00:55:36,270
-Mr Stockwell.
-Apologies, Your Honour.
1176
00:55:39,873 --> 00:55:41,952
Very well. As my next witness,
1177
00:55:41,953 --> 00:55:44,752
I'd like to call a senior officer
from the Bolton Police Force.
1178
00:55:44,753 --> 00:55:47,473
This individual has knowledge
of the case and will confirm
1179
00:55:47,474 --> 00:55:52,354
that the original complaint came
from the office of Sir Charles Denbigh,
1180
00:55:52,355 --> 00:55:54,835
formerly of the Financial Regulations Board.
1181
00:55:54,836 --> 00:55:57,595
He is one of the most
senior bankers in the country.
1182
00:55:57,596 --> 00:55:59,597
The prosecution is aware
of his role in the case,
1183
00:55:59,598 --> 00:56:02,796
but regrettably, has chosen to lie about it.
1184
00:56:02,917 --> 00:56:05,317
-May I approach the bench?
-No.
1185
00:56:05,318 --> 00:56:07,598
[suspensful music playing]
1186
00:56:07,599 --> 00:56:09,798
I was asked to keep his name out of it.
1187
00:56:09,799 --> 00:56:12,117
[judge, incredulous] Asked by whom?
1188
00:56:13,190 --> 00:56:14,920
I'm not at liberty to say.
1189
00:56:14,921 --> 00:56:21,400
We will not accept this kind of subterfuge
and obfuscation in this courtroom.
1190
00:56:21,412 --> 00:56:23,682
-Your Honour--
-No, enough.
1191
00:56:23,683 --> 00:56:25,322
You are on very thin ice.
1192
00:56:25,323 --> 00:56:28,043
Seeing as the prosecution
has admitted perjury,
1193
00:56:28,044 --> 00:56:29,683
I think a mistrial is in order.
1194
00:56:29,684 --> 00:56:32,442
-No.
-I can do better than that, Mr Stockwell.
1195
00:56:32,562 --> 00:56:33,841
Case dismissed.
1196
00:56:33,843 --> 00:56:35,560
[gavel slams]
1197
00:56:36,445 --> 00:56:38,124
[crowd gasps]
1198
00:56:38,487 --> 00:56:40,124
-Yes.
-[Dave] Is that it?
1199
00:56:40,206 --> 00:56:41,525
-Yeah.
-[Nicky] Oh my God!
1200
00:56:41,526 --> 00:56:42,806
-We won?
-[Hugh laughs] Yes.
1201
00:56:42,807 --> 00:56:44,806
[crowd cheering]
1202
00:56:44,807 --> 00:56:46,325
Get in!
1203
00:56:46,847 --> 00:56:48,525
[delighted chuckle]
1204
00:56:49,207 --> 00:56:51,007
[Dave] You were a bloody star.
1205
00:56:51,008 --> 00:56:54,208
The war's only just begun. That
was only the first battle, Dave.
1206
00:56:54,209 --> 00:56:55,169
Which we won.
1207
00:56:55,170 --> 00:56:57,049
So let's celebrate.
1208
00:56:57,050 --> 00:57:00,170
We're all going back to ours
after. You're welcome to stay over.
1209
00:57:00,171 --> 00:57:02,768
Hey, Leanne. Have some bubbles.
1210
00:57:04,292 --> 00:57:05,930
[Alexandra] What do you think of him, sis?
1211
00:57:05,931 --> 00:57:08,091
Not bad-looking for a socialist.
1212
00:57:08,092 --> 00:57:09,412
He's from London.
1213
00:57:09,413 --> 00:57:11,771
They have socialists there too.
1214
00:57:11,963 --> 00:57:15,122
I didn't mean that. I just
meant, you know, he's…
1215
00:57:15,123 --> 00:57:18,282
He's a lawyer. He's
part of the establishment.
1216
00:57:18,684 --> 00:57:22,324
I spoke to Eric, who is slightly
more left-wing than Karl Marx.
1217
00:57:22,325 --> 00:57:25,924
After hearing him in court, he
thought he was one of your lot.
1218
00:57:27,006 --> 00:57:28,605
He did good.
1219
00:57:29,886 --> 00:57:33,006
Well, despite coming from London,
1220
00:57:33,007 --> 00:57:36,087
and despite being a
lawyer, which is even worse,
1221
00:57:36,088 --> 00:57:37,247
you did good today.
1222
00:57:37,248 --> 00:57:39,208
-Thank you.
-No, thank you.
1223
00:57:39,209 --> 00:57:40,889
Your testimony was the clincher.
1224
00:57:40,890 --> 00:57:43,448
Without that, Dave would
probably be banged up now.
1225
00:57:43,449 --> 00:57:44,649
-No?
-Yeah.
1226
00:57:44,650 --> 00:57:46,130
He's kidding you, Maureen.
1227
00:57:46,131 --> 00:57:49,610
Dave spent more on champagne
tonight than he would've had to pay in fines.
1228
00:57:49,611 --> 00:57:51,691
-[Dave] Right, everybody!
-Oh, you bugger.
1229
00:57:51,692 --> 00:57:52,691
Everybody!
1230
00:57:52,692 --> 00:57:55,972
This is a celebration, so
you know what that means.
1231
00:57:55,973 --> 00:57:57,852
[crowd cheers]
1232
00:57:57,853 --> 00:58:00,933
A night without singing is
like a day without sunshine.
1233
00:58:00,934 --> 00:58:03,773
Don't know if you've
noticed, but this is Burnley.
1234
00:58:03,774 --> 00:58:05,814
Days without sunshine are not rare.
1235
00:58:05,815 --> 00:58:08,934
You get my point. You
can all join in with this one.
1236
00:58:08,935 --> 00:58:11,295
One of the greatest rock anthems of all time.
1237
00:58:11,296 --> 00:58:12,176
[both] Oh!
1238
00:58:12,177 --> 00:58:15,055
["All Right Now" by Free playing]
1239
00:58:15,777 --> 00:58:18,177
[Hugh shouts] Go on, Dave!
1240
00:58:18,178 --> 00:58:21,056
♪ Wow oh oh oh ♪
1241
00:58:21,658 --> 00:58:23,698
This is his natural home, isn't it?
1242
00:58:23,699 --> 00:58:25,457
Put your hands together.
1243
00:58:25,979 --> 00:58:29,460
♪ There she stood in the street ♪
1244
00:58:29,461 --> 00:58:30,419
[Lucy shrieks]
1245
00:58:30,420 --> 00:58:33,539
♪ Smiling from her head to her feet ♪
1246
00:58:33,602 --> 00:58:36,781
♪ I said, "Hey, what is this?" ♪
1247
00:58:36,782 --> 00:58:37,820
[Nicky laughing]
1248
00:58:37,821 --> 00:58:40,982
♪ "Maybe she's in need of a kiss" ♪
1249
00:58:40,983 --> 00:58:45,343
♪ I said, "Hey, what's your name, baby?" ♪
1250
00:58:45,344 --> 00:58:49,024
-♪ "Maybe we can see things the same" ♪
-[chuckling]
1251
00:58:49,025 --> 00:58:53,265
♪ "Now don't you wait or hesitate" ♪
1252
00:58:53,266 --> 00:58:55,865
♪ "Let's move before They
raise the parking rate" ♪
1253
00:58:55,866 --> 00:58:57,465
Come on. Sing it with me!
1254
00:58:57,466 --> 00:59:04,585
[all] ♪ Alright now Baby, it's alright now ♪
1255
00:59:04,748 --> 00:59:07,708
♪ Alright now ♪
1256
00:59:07,709 --> 00:59:11,827
♪ Baby, it's alright now ♪
1257
00:59:12,870 --> 00:59:15,387
[all cheering]
1258
00:59:19,951 --> 00:59:23,950
[music, cheering fades]
1259
00:59:26,874 --> 00:59:27,912
[inhales]
1260
00:59:27,913 --> 00:59:30,431
[birdsong]
1261
00:59:31,514 --> 00:59:34,111
[groans]
1262
00:59:35,234 --> 00:59:36,873
[grunts]
1263
00:59:43,037 --> 00:59:44,595
[grunts]
1264
00:59:45,957 --> 00:59:47,635
Oh, God.
1265
00:59:59,439 --> 01:00:01,798
-Oh, hello. Hi.
-Morning.
1266
01:00:02,121 --> 01:00:03,760
I think Dave's doing breakfast.
1267
01:00:03,761 --> 01:00:05,961
Okay, I'll be down in a minute.
1268
01:00:05,962 --> 01:00:06,841
Okay.
1269
01:00:06,842 --> 01:00:09,520
[calm music playing]
1270
01:00:16,124 --> 01:00:17,322
[Hugh] Oh, dear.
1271
01:00:17,323 --> 01:00:18,883
Ah, here he is.
1272
01:00:18,884 --> 01:00:20,884
-Doctor, he's alive!
-[Hugh] Yeah.
1273
01:00:20,885 --> 01:00:22,723
Get some of this down you.
1274
01:00:22,724 --> 01:00:25,125
Bloody ages since I've had a proper fry up.
1275
01:00:25,126 --> 01:00:27,205
Oh, Rick Purdey rang.
1276
01:00:27,206 --> 01:00:29,286
His son's band's playing in Burnley tonight.
1277
01:00:29,287 --> 01:00:30,646
That'll help the hangover.
1278
01:00:30,647 --> 01:00:33,247
-You're staying in with me tonight.
-Yes, I know.
1279
01:00:33,248 --> 01:00:35,166
Sounds like the perfect hangover cure.
1280
01:00:35,167 --> 01:00:38,007
-I'm in.
-Yeah. Yeah, me too.
1281
01:00:38,129 --> 01:00:42,007
Right, I declare Café Dave open.
1282
01:00:42,769 --> 01:00:45,489
-[man clears throat]
-[indistinct whispering]
1283
01:00:49,251 --> 01:00:50,929
[door closes]
1284
01:00:51,733 --> 01:00:54,051
I'm sure you heard that your friend,
1285
01:00:54,052 --> 01:00:57,733
the one who isn't a high-flyer,
just wiped the floor with us.
1286
01:00:57,734 --> 01:00:59,292
I was surprised.
1287
01:00:59,540 --> 01:01:02,853
Especially as I was led to
believe it was all in hand.
1288
01:01:02,855 --> 01:01:05,773
I saw an opportunity and I took it.
1289
01:01:06,866 --> 01:01:11,584
Unfortunately, the threat
remains and it affects us all.
1290
01:01:12,248 --> 01:01:16,255
I'm sorry, I'm afraid I don't
understand the reason for all this panic.
1291
01:01:17,337 --> 01:01:21,258
Just because a white van man from
some Northern shithole wants a bank
1292
01:01:21,259 --> 01:01:23,218
doesn't mean the barbarians are at the gate,
1293
01:01:23,219 --> 01:01:25,098
or we all need to move to DEFCON 4.
1294
01:01:25,099 --> 01:01:28,339
-You're not suggesting that we give in?
-Of course not.
1295
01:01:28,340 --> 01:01:30,818
The whole idea is absurd, but…
1296
01:01:31,180 --> 01:01:34,340
let's not lose sight of
the bigger picture here.
1297
01:01:34,822 --> 01:01:38,581
The whole financial system is built on trust.
1298
01:01:38,582 --> 01:01:42,823
We spend billions every year trying
to persuade the great unwashed
1299
01:01:42,824 --> 01:01:46,023
that we are the… the…
the caring, sharing bank,
1300
01:01:46,024 --> 01:01:48,544
or whatever other nonsense
our advertisers come up with.
1301
01:01:48,545 --> 01:01:52,225
And yet, we still come across as entitled,
1302
01:01:52,226 --> 01:01:54,304
untrustworthy arseholes.
1303
01:01:54,305 --> 01:01:56,144
So what are you suggesting?
1304
01:01:56,167 --> 01:01:58,920
Just that we start playing by the rules, and
1305
01:01:58,921 --> 01:02:02,327
insisting that everyone else does too.
1306
01:02:03,828 --> 01:02:06,106
Of course, we still hold the trump card.
1307
01:02:06,108 --> 01:02:07,547
Which is?
1308
01:02:08,101 --> 01:02:09,940
Well, we make the rules.
1309
01:02:13,550 --> 01:02:17,430
It's hard to believe this was once
one of the richest towns in England.
1310
01:02:17,431 --> 01:02:19,508
-Really?
-Yeah.
1311
01:02:19,751 --> 01:02:23,630
More cloth and looms were made
here than anywhere else in the world.
1312
01:02:23,632 --> 01:02:26,111
Well, it has its charms. I think.
1313
01:02:28,073 --> 01:02:31,832
In London, I live a life of
quiet desperation, really.
1314
01:02:32,513 --> 01:02:35,433
I don't feel that here. I don't know why.
1315
01:02:36,484 --> 01:02:39,354
-There may be hope for you yet.
-Oh, shut up.
1316
01:02:39,355 --> 01:02:41,073
[chuckles]
1317
01:02:42,716 --> 01:02:44,755
[Hugh] So, I think this…
1318
01:02:45,116 --> 01:02:47,436
-[Alexandra] Is this it?
-[Hugh] I think this is it, is it?
1319
01:02:47,437 --> 01:02:48,957
-Hello.
-[Alexandra] Hey.
1320
01:02:48,958 --> 01:02:50,676
[Hugh] How you doing?
1321
01:02:51,197 --> 01:02:55,917
-I feel like we've entered a time warp.
-Is this the right place… Yeah. Rick!
1322
01:02:56,039 --> 01:02:57,398
-Yeah.
-You alright, Hugh?
1323
01:02:57,399 --> 01:02:59,358
-How's the North treating you?
-Alright.
1324
01:02:59,359 --> 01:03:00,439
-Hello, I'm Rick.
-Hey.
1325
01:03:00,440 --> 01:03:02,520
-Alexandra.
-Nice to meet you. Want a drink?
1326
01:03:02,521 --> 01:03:03,958
Yes, please.
1327
01:03:04,040 --> 01:03:06,000
-I'll have one of those.
-Me too.
1328
01:03:06,001 --> 01:03:07,280
Two of the same, please.
1329
01:03:07,281 --> 01:03:10,081
Rick, what was it like
working with Def Leppard?
1330
01:03:10,082 --> 01:03:12,201
-I have to ask you.
-It was amazing.
1331
01:03:12,202 --> 01:03:13,682
-It was…
-Yeah?
1332
01:03:13,683 --> 01:03:15,921
I had the time of my life with those boys.
1333
01:03:15,922 --> 01:03:18,963
I was out for a pint with
Rick and Joe two weeks ago.
1334
01:03:18,964 --> 01:03:21,404
-Shut up!
-Reminiscing about the time on the road.
1335
01:03:21,405 --> 01:03:22,924
-I can't believe--
-Good old days.
1336
01:03:22,925 --> 01:03:24,804
-What?
-Are you a massive Def Leppard fan?
1337
01:03:24,805 --> 01:03:28,606
-Yeah, are you not a Def Leppard fan?
-He is, yeah.
1338
01:03:28,607 --> 01:03:31,046
I know who they are. Don't
know if I could name a song.
1339
01:03:31,047 --> 01:03:34,607
Thank you. That's weird. I think
that's your upbringing in Burnley.
1340
01:03:34,608 --> 01:03:37,406
-Very sheltered upbringing.
-Very sheltered… Aren't they…?
1341
01:03:37,407 --> 01:03:40,008
-Your Def Leppard-less upbringing.
-…a Northern band?
1342
01:03:40,009 --> 01:03:41,008
Sorry, what?
1343
01:03:41,009 --> 01:03:43,568
-Pretty sure they're a Northern band.
-[Hugh] Who?
1344
01:03:43,569 --> 01:03:46,088
[Alexandra laughs] Shut up!
1345
01:03:46,451 --> 01:03:48,969
[indistinct chatter]
1346
01:03:49,290 --> 01:03:54,809
♪ The morning skyscrapers go by ♪
1347
01:03:56,213 --> 01:04:01,811
♪ Everything looks better When you're high ♪
1348
01:04:04,975 --> 01:04:07,812
-Not bad. Yeah.
-Yeah, good.
1349
01:04:10,256 --> 01:04:16,135
♪ Everything looks better When you're high ♪
1350
01:04:21,898 --> 01:04:24,296
[music continues]
1351
01:04:37,861 --> 01:04:39,181
-[Rick] You alright?
-Hey.
1352
01:04:39,182 --> 01:04:40,661
-What you reckon?
-They're great.
1353
01:04:40,662 --> 01:04:42,102
-Good, aren't they?
-Great.
1354
01:04:42,103 --> 01:04:44,061
-Thanks for coming.
-Thanks for inviting us.
1355
01:04:44,062 --> 01:04:45,542
-Cheers. Enjoy.
-Cheers.
1356
01:04:45,543 --> 01:04:47,342
[Hugh] Thanks.
1357
01:04:48,503 --> 01:04:51,022
[crowd cheering]
1358
01:04:53,586 --> 01:04:56,464
-[muffled drum riff]
-Oh, no. Wait, wait, wait!
1359
01:04:56,465 --> 01:05:00,266
-♪ Take the bottle, shake it up… ♪
-This is Def Leppard.
1360
01:05:00,267 --> 01:05:01,944
You know this song?
1361
01:05:01,986 --> 01:05:04,026
-No.
-How could you not know this song?
1362
01:05:04,027 --> 01:05:07,827
-I don't know this song. Good song.
-I thought you were a cool person.
1363
01:05:07,828 --> 01:05:09,466
-Great song.
-Thank you.
1364
01:05:10,788 --> 01:05:14,708
-[evocative music playing]
-[train clattering]
1365
01:05:24,112 --> 01:05:25,751
[Alexandra] Thanks.
1366
01:05:27,319 --> 01:05:29,952
-I had fun tonight.
-[Hugh] Yeah, me too.
1367
01:05:29,953 --> 01:05:32,872
-Yeah.
-This place is constantly surprising me.
1368
01:05:32,873 --> 01:05:37,393
Yeah, it's been a while since I
haven't thought about work, so…
1369
01:05:37,515 --> 01:05:39,433
-Thanks.
-I'm glad.
1370
01:05:40,435 --> 01:05:42,395
-Right.
-Do you want a cup of tea?
1371
01:05:42,396 --> 01:05:44,074
Yes, please.
1372
01:05:45,116 --> 01:05:47,034
Uh, hold on.
1373
01:05:47,877 --> 01:05:49,276
Sorry.
1374
01:05:49,878 --> 01:05:51,555
-Thanks.
-Thank you.
1375
01:05:55,159 --> 01:05:57,677
[birdsong]
1376
01:06:04,281 --> 01:06:06,800
[phone vibrating]
1377
01:06:09,612 --> 01:06:12,131
[water pouring]
1378
01:06:19,284 --> 01:06:20,803
[clears throat]
1379
01:06:21,076 --> 01:06:23,323
Hey, Clarence.
1380
01:06:24,566 --> 01:06:26,043
Oh, really?
1381
01:06:27,285 --> 01:06:28,645
Okay, great.
1382
01:06:28,646 --> 01:06:30,084
Um…
1383
01:06:30,326 --> 01:06:31,685
Uh…
1384
01:06:31,686 --> 01:06:33,246
Okay. I have to go.
1385
01:06:33,247 --> 01:06:35,404
But, great. Okay, bye.
1386
01:06:35,647 --> 01:06:36,646
-Sorry.
-Hello.
1387
01:06:36,647 --> 01:06:38,647
Hi. Morning. I brought you a tea.
1388
01:06:38,648 --> 01:06:40,325
[laughs] Thank you.
1389
01:06:41,369 --> 01:06:43,848
-Where are you going?
-[Alexandra] Work.
1390
01:06:44,049 --> 01:06:44,929
It's Sunday.
1391
01:06:44,930 --> 01:06:48,247
Yeah. People still get sick on weekends.
1392
01:06:49,171 --> 01:06:51,010
Aha. [slurps]
1393
01:06:51,011 --> 01:06:52,769
That was my boss.
1394
01:06:53,371 --> 01:06:56,571
I've got a meeting about Bank of
Dave at the Financial Regulations Board
1395
01:06:56,572 --> 01:06:58,251
tomorrow afternoon.
1396
01:06:58,292 --> 01:06:59,571
That's good news, right?
1397
01:06:59,572 --> 01:07:02,932
Yeah. They'll probably
still turn us down, but…
1398
01:07:03,934 --> 01:07:05,933
Maybe you could come to London?
1399
01:07:05,934 --> 01:07:07,854
I've got a sofa for you.
1400
01:07:07,855 --> 01:07:11,493
-It's about the same as this sofa.
-[laughs]
1401
01:07:12,096 --> 01:07:13,654
I'd love to, but…
1402
01:07:13,788 --> 01:07:16,107
I'm on call all week, but…
1403
01:07:16,457 --> 01:07:19,495
I'll be keeping my fingers crossed for you.
1404
01:07:19,897 --> 01:07:21,375
Thanks.
1405
01:07:24,659 --> 01:07:26,378
-I should probably go.
-Yeah.
1406
01:07:26,379 --> 01:07:29,258
But, em, you can let yourself out.
1407
01:07:29,259 --> 01:07:31,217
-Really?
-Yeah.
1408
01:07:32,981 --> 01:07:34,618
Bye.
1409
01:07:34,661 --> 01:07:36,058
Bye.
1410
01:07:36,740 --> 01:07:39,259
[evocative music continues]
1411
01:07:46,023 --> 01:07:49,062
[siren blaring]
1412
01:07:49,264 --> 01:07:51,182
[car horns beeping]
1413
01:07:54,144 --> 01:07:58,223
-What are they going to ask us?
-Don't know. I've never done this before.
1414
01:07:58,426 --> 01:08:00,105
But neither have they.
1415
01:08:00,106 --> 01:08:01,465
I'm out of my depth.
1416
01:08:01,466 --> 01:08:05,307
We've answered every one of their
questions and concerns in the application.
1417
01:08:05,308 --> 01:08:07,226
After what happened in
the Burnley Magistrates,
1418
01:08:07,227 --> 01:08:09,427
they're aware of the
media interest in this case.
1419
01:08:09,428 --> 01:08:11,468
They are going to turn you down.
1420
01:08:11,469 --> 01:08:13,428
They'll have to think of a clever way to say
1421
01:08:13,429 --> 01:08:16,028
you're not the right type
of chap to run a bank.
1422
01:08:16,029 --> 01:08:17,948
I'm probably not, am I?
1423
01:08:18,144 --> 01:08:20,710
-Hello, here to see Edward De Thame.
-Hello.
1424
01:08:20,711 --> 01:08:22,030
Of course.
1425
01:08:22,031 --> 01:08:25,869
Mr Fishwick, you've asked us to
approve the formation of a new bank.
1426
01:08:26,018 --> 01:08:30,337
We've studied your, em…
Your impressive proposal.
1427
01:08:30,594 --> 01:08:32,551
And we're unanimous.
1428
01:08:32,776 --> 01:08:34,992
The answer is yes.
1429
01:08:36,514 --> 01:08:37,992
Hmm.
1430
01:08:38,035 --> 01:08:41,995
Of course, the Bank of Dave
will be subject to the same rules
1431
01:08:41,996 --> 01:08:43,354
as every bank in the country.
1432
01:08:43,355 --> 01:08:46,835
[woman] Transparency is
critically important these days.
1433
01:08:46,836 --> 01:08:50,836
You'll need an IT system that
tracks every transaction in real time.
1434
01:08:50,837 --> 01:08:53,317
We'll need monthly audited reports.
1435
01:08:53,318 --> 01:08:56,277
[woman] Getting the
system set up is the hard part.
1436
01:08:56,278 --> 01:08:58,318
After that, everything should run smoothly.
1437
01:08:58,319 --> 01:08:59,398
And lastly,
1438
01:08:59,399 --> 01:09:03,277
there's the standard capital
requirements that apply to all banks.
1439
01:09:03,440 --> 01:09:06,999
Taking into account the
intended scale of your operation,
1440
01:09:07,001 --> 01:09:09,278
we've arrived at a figure of, um…
1441
01:09:10,763 --> 01:09:12,602
Twelve million pounds.
1442
01:09:12,603 --> 01:09:14,841
Which we'd need deposited in 90 days.
1443
01:09:14,842 --> 01:09:16,841
[clock ticking]
1444
01:09:22,244 --> 01:09:23,923
Thank you very much.
1445
01:09:23,924 --> 01:09:25,443
[puffs]
1446
01:09:26,005 --> 01:09:28,523
[anodyne lift music playing]
1447
01:09:30,607 --> 01:09:32,204
[floor bell pings]
1448
01:09:33,526 --> 01:09:35,445
[lift PA] Doors opening.
1449
01:09:38,967 --> 01:09:42,046
Don't have a clue how I'm
gonna raise 12 million quid.
1450
01:09:42,048 --> 01:09:44,408
[Hugh] There's no rules against borrowing it.
1451
01:09:45,089 --> 01:09:47,648
You think the banks are gonna help us?
1452
01:09:48,210 --> 01:09:49,848
No, probably not.
1453
01:09:50,531 --> 01:09:52,650
We could look at institutional investors.
1454
01:09:52,651 --> 01:09:54,651
That kind of money is a
drop in the ocean for them.
1455
01:09:54,652 --> 01:09:58,690
No. It's gotta be a local
bank set up with local money.
1456
01:10:00,173 --> 01:10:04,130
Probably raise four mill against
the business and the house.
1457
01:10:04,213 --> 01:10:07,131
Maybe another couple
from businesses I've helped.
1458
01:10:08,815 --> 01:10:11,253
-You're nearly halfway there.
-[scoffs]
1459
01:10:11,615 --> 01:10:15,496
Better get back to Burnley, see if I
can rustle up another six million quid.
1460
01:10:15,497 --> 01:10:17,734
Yeah. What you want me to do?
1461
01:10:17,897 --> 01:10:20,577
You've done everything
asked of you and more, Hugh.
1462
01:10:20,578 --> 01:10:22,337
This next part's down to me.
1463
01:10:22,338 --> 01:10:24,296
Thanks for everything, mate.
1464
01:10:27,418 --> 01:10:30,698
Um, okay, yeah. Well,
let me know how it goes.
1465
01:10:30,699 --> 01:10:32,899
You got it. Take care.
1466
01:10:37,500 --> 01:10:40,420
Our very own superstar lawyer is back.
1467
01:10:40,421 --> 01:10:44,101
You went full Perry Mason in
a Burnley magistrates' court.
1468
01:10:44,102 --> 01:10:47,180
A memento of your courtroom triumph.
1469
01:10:47,262 --> 01:10:48,502
I have more good news.
1470
01:10:48,503 --> 01:10:51,823
Neo Clarity Capital Partners want
us to take over all their legal work
1471
01:10:51,824 --> 01:10:53,943
and they want you to take the lead.
1472
01:10:53,944 --> 01:10:55,383
That's good news, right?
1473
01:10:55,384 --> 01:10:58,983
Spectacularly so. It means our
billings more than double overnight.
1474
01:10:58,984 --> 01:11:03,345
It also means a six-figure
bonus for you on signature.
1475
01:11:03,346 --> 01:11:05,706
[chuckles]
1476
01:11:05,707 --> 01:11:06,706
Wow, that's great.
1477
01:11:06,707 --> 01:11:09,948
They want you to be exclusive, but
I figure that shouldn't be a problem.
1478
01:11:09,949 --> 01:11:12,826
Your work for Dave
Fishwick is pretty much done.
1479
01:11:12,828 --> 01:11:16,307
Unless you know a way to
help him raise 12 million quid.
1480
01:11:16,630 --> 01:11:20,309
-[Hugh] Hmm.
-I'll give you time to process this.
1481
01:11:20,350 --> 01:11:23,910
But I need to get back to
them first thing tomorrow.
1482
01:11:25,151 --> 01:11:28,432
And while there are a number
of people, including myself,
1483
01:11:28,433 --> 01:11:31,191
who were impressed by
your success in the North,
1484
01:11:31,192 --> 01:11:34,992
there are others who don't take
kindly to the public humiliation
1485
01:11:34,993 --> 01:11:37,473
of a scion of the financial establishment.
1486
01:11:37,474 --> 01:11:40,674
So, if you do walk away
from this opportunity,
1487
01:11:40,697 --> 01:11:45,382
the chance of any more work
in your only area of expertise is
1488
01:11:45,383 --> 01:11:47,057
close to zero.
1489
01:11:47,810 --> 01:11:49,794
I understand.
1490
01:11:51,597 --> 01:11:53,916
[door opens, closes]
1491
01:12:02,520 --> 01:12:03,958
[grunts]
1492
01:12:06,401 --> 01:12:08,398
[dial tone]
1493
01:12:08,480 --> 01:12:11,239
-[clears throat]
-[dial tone continues]
1494
01:12:14,002 --> 01:12:16,922
-Hey, it's Alexandra. Leave a message.
-[message tone beeps]
1495
01:12:16,923 --> 01:12:17,842
[forcefully] Hey.
1496
01:12:17,843 --> 01:12:20,961
[clears throat] Hey, sorry. Shouted that. Um…
1497
01:12:22,084 --> 01:12:25,844
I just thought I'd ring
and see how you're doing.
1498
01:12:25,845 --> 01:12:28,723
Uh, things are pretty crazy here in London.
1499
01:12:29,245 --> 01:12:31,764
It's boring, isn't it? Um…
1500
01:12:32,766 --> 01:12:35,525
But, yeah, hope you're good.
1501
01:12:36,408 --> 01:12:40,966
Hopefully we can see each
other again somewhere…
1502
01:12:40,968 --> 01:12:43,207
sometime soon.
1503
01:12:44,368 --> 01:12:46,247
If that's…
1504
01:12:46,529 --> 01:12:48,608
You know, if that's, um…
1505
01:12:49,290 --> 01:12:50,690
Just--Sorry, nonsense.
1506
01:12:50,691 --> 01:12:53,169
Anyway, give me a call.
1507
01:12:59,532 --> 01:13:00,930
I miss you.
1508
01:13:05,467 --> 01:13:07,013
[thud]
1509
01:13:07,014 --> 01:13:08,293
[calm music playing]
1510
01:13:08,294 --> 01:13:09,852
[softly] Yeah.
1511
01:13:28,819 --> 01:13:31,337
[suspenseful music playing]
1512
01:13:39,422 --> 01:13:40,818
No.
1513
01:13:41,021 --> 01:13:44,461
[Hen] We'll take over his accounts
slowly, so that he doesn't realise.
1514
01:13:45,703 --> 01:13:47,461
You stole from me.
1515
01:13:47,518 --> 01:13:49,998
-I'm in a meeting.
-She stole from me.
1516
01:13:51,208 --> 01:13:53,608
You two can leave. We'll
finish this on Monday morning.
1517
01:13:53,610 --> 01:13:55,591
Not going to admit to it?
1518
01:13:56,093 --> 01:13:57,744
Why should I?
1519
01:13:57,745 --> 01:14:00,985
-I saw an opportunity and I took it.
-An opportunity for what?
1520
01:14:00,986 --> 01:14:02,865
I was in a bad way, remember?
1521
01:14:02,866 --> 01:14:05,264
I thought I was going to lose my job.
1522
01:14:05,506 --> 01:14:06,825
Instead, I got a promotion.
1523
01:14:06,826 --> 01:14:10,348
Did it not occur to you, you might
be putting people's livelihoods at risk?
1524
01:14:10,349 --> 01:14:13,786
Oh, please. Since when were
you the bleeding heart liberal?
1525
01:14:13,788 --> 01:14:16,188
You gave me the idea to
go to Sir Charles Denbigh
1526
01:14:16,189 --> 01:14:17,908
when you mentioned him at dinner.
1527
01:14:17,909 --> 01:14:21,069
-And you've not done too badly out of it.
-Meaning what?
1528
01:14:21,070 --> 01:14:24,468
How do you think you got such
a high-paying gig at Neo Clarity?
1529
01:14:24,471 --> 01:14:26,389
-You tell me.
-[Hen scoffs]
1530
01:14:26,393 --> 01:14:28,590
Giles put you up for it.
1531
01:14:28,592 --> 01:14:30,591
He and Sir Charles
wanted you out of the picture
1532
01:14:30,592 --> 01:14:33,551
while the Bank of Dave faded into obscurity.
1533
01:14:34,659 --> 01:14:37,833
They bought you off.
That's what they always do.
1534
01:14:37,834 --> 01:14:40,912
Section 29, paragraph 14k.
1535
01:14:42,395 --> 01:14:44,393
The new wording works for me.
1536
01:14:45,770 --> 01:14:47,754
We're all good.
1537
01:14:47,823 --> 01:14:49,115
Great work, Hugh.
1538
01:14:49,116 --> 01:14:51,155
[voices fade]
1539
01:14:52,758 --> 01:14:55,276
[poignant music playing]
1540
01:15:19,122 --> 01:15:21,722
[woman 1 on TV] Do you
consider this to be good news?
1541
01:15:21,723 --> 01:15:23,244
[text message alert pings]
1542
01:15:23,245 --> 01:15:27,324
[woman 2 on TV] …consistently lowered
bank charges to make itself look good.
1543
01:15:27,325 --> 01:15:32,644
I suspect the government will use this
as an excuse to make further savings.
1544
01:15:32,645 --> 01:15:35,765
[parson] It was then the Lord replied,
1545
01:15:35,766 --> 01:15:41,728
"My child, I love you
and I'll never leave you."
1546
01:15:41,729 --> 01:15:48,247
"It was when you saw only
one set of footprints in the sand
1547
01:15:48,729 --> 01:15:50,287
I carried you."
1548
01:15:50,890 --> 01:15:54,969
I have asked Mr Dave Fishwick,
1549
01:15:55,331 --> 01:15:58,729
a good friend of Maureen Clayton's,
1550
01:15:58,972 --> 01:16:00,770
to say a few words.
1551
01:16:03,973 --> 01:16:05,531
[door opens]
1552
01:16:07,951 --> 01:16:09,851
[Dave] Hiya.
1553
01:16:10,941 --> 01:16:14,940
For the last few months, I've
known that Maureen was sick.
1554
01:16:16,342 --> 01:16:20,503
But I only found out by
accident that she had cancer.
1555
01:16:21,333 --> 01:16:23,742
She didn't tell anybody.
1556
01:16:24,265 --> 01:16:27,463
'Cause she, uh… Well, she didn't want pity.
1557
01:16:28,825 --> 01:16:31,824
She were a fighter right to the very end.
1558
01:16:34,386 --> 01:16:37,945
Maureen were a nurse for 25 years.
1559
01:16:38,389 --> 01:16:42,227
It's hard to imagine how
many people she helped.
1560
01:16:42,228 --> 01:16:45,108
How many lives she touched in that time.
1561
01:16:45,626 --> 01:16:49,066
When we think of a… a
pillar of the community,
1562
01:16:49,190 --> 01:16:53,629
we… we tend to think of
someone rich and powerful,
1563
01:16:54,271 --> 01:16:55,910
like a politician.
1564
01:16:56,752 --> 01:16:57,870
Even a bloody banker.
1565
01:16:57,871 --> 01:16:59,470
[scattered laughs]
1566
01:16:59,473 --> 01:17:02,751
But that's not right.
1567
01:17:05,153 --> 01:17:10,392
It's ordinary people who aren't
after status or fame or money,
1568
01:17:10,555 --> 01:17:16,233
they're the ones who define
who we are as a community.
1569
01:17:17,596 --> 01:17:19,235
What we are.
1570
01:17:20,597 --> 01:17:22,715
Maureen were…
1571
01:17:27,599 --> 01:17:30,117
She were a real pillar of the community.
1572
01:17:31,423 --> 01:17:34,741
From the day she arrived,
we were a richer place.
1573
01:17:36,400 --> 01:17:38,639
And with her passing we're poorer.
1574
01:17:41,700 --> 01:17:43,219
We'll all miss her.
1575
01:17:45,083 --> 01:17:49,401
["No Woman No Cry" by Bob Marley playing]
1576
01:17:55,724 --> 01:17:59,164
♪ No woman, no cry ♪
1577
01:18:00,325 --> 01:18:03,205
♪ No woman, no cry ♪
1578
01:18:03,206 --> 01:18:05,724
-[Nicky] Can I get you a drink, Hugh?
-I'm okay.
1579
01:18:06,207 --> 01:18:07,447
How you doing?
1580
01:18:07,448 --> 01:18:09,086
-Hey.
-Hi.
1581
01:18:09,448 --> 01:18:11,766
Didn't expect to see you here.
1582
01:18:12,047 --> 01:18:13,606
Yeah.
1583
01:18:13,728 --> 01:18:17,608
I only met Maureen twice,
but I just felt like I should come.
1584
01:18:17,609 --> 01:18:19,007
Yeah.
1585
01:18:19,289 --> 01:18:21,809
I'm sorry I didn't call
you back, I've just been--
1586
01:18:21,810 --> 01:18:22,690
Don't be.
1587
01:18:22,691 --> 01:18:25,410
-…busy with work, you know.
-Yeah. It's fine.
1588
01:18:25,411 --> 01:18:28,412
And you have your life in
London and mine's here.
1589
01:18:28,413 --> 01:18:32,292
-Yeah, exactly.
-Just not sure how we'd make that work.
1590
01:18:32,293 --> 01:18:34,891
Yeah, I don't even… Yeah, I mean…
1591
01:18:35,574 --> 01:18:37,130
Yeah, it's okay.
1592
01:18:37,173 --> 01:18:39,934
-It's not, but it's just how it is.
-It's what it is.
1593
01:18:39,935 --> 01:18:41,214
-Yeah, that's…
-Yeah.
1594
01:18:41,215 --> 01:18:43,054
Welcome back to the grim North.
1595
01:18:43,055 --> 01:18:45,855
-Good to be here. No, thank you, Dave.
-I'm good.
1596
01:18:45,856 --> 01:18:47,614
Can't seem to shift 'em.
1597
01:18:47,936 --> 01:18:49,894
How's the fundraising going?
1598
01:18:50,657 --> 01:18:53,736
Well, I've mortgaged everything I have.
1599
01:18:53,978 --> 01:18:56,336
Uh, I pulled in every favour.
1600
01:18:56,337 --> 01:18:59,376
People have been very
generous with their contributions.
1601
01:18:59,499 --> 01:19:01,577
We're still four mill short.
1602
01:19:02,420 --> 01:19:04,338
We're not going to make it.
1603
01:19:04,340 --> 01:19:06,619
I need to face up to the fact that
1604
01:19:06,860 --> 01:19:09,339
the Bank of Dave is not gonna happen.
1605
01:19:09,340 --> 01:19:12,461
No. There are some other
options we can look at. Um…
1606
01:19:12,462 --> 01:19:15,382
Yeah, maybe. Just not now, eh? [laughs]
1607
01:19:15,383 --> 01:19:17,061
Yeah, of course.
1608
01:19:17,663 --> 01:19:21,702
-How's things going for you in London?
-Good. Great, never better.
1609
01:19:21,703 --> 01:19:24,102
Ah! Well, that's great.
1610
01:19:24,134 --> 01:19:26,893
-I'm happy for you, lad.
-Thanks, Dave.
1611
01:19:38,027 --> 01:19:40,546
[evocative music playing]
1612
01:19:49,510 --> 01:19:51,267
[sighs]
1613
01:20:15,795 --> 01:20:18,553
[evocative music continues]
1614
01:20:19,997 --> 01:20:22,514
[inaudible]
1615
01:20:32,239 --> 01:20:33,917
[sniffs]
1616
01:20:36,161 --> 01:20:38,119
Rick? It's Hugh.
1617
01:20:39,081 --> 01:20:40,560
-All the best.
-Good to see you.
1618
01:20:40,561 --> 01:20:42,558
-Thanks.
-Good to see you, pal.
1619
01:20:45,563 --> 01:20:47,241
[Hugh] Yeah, thank you so much.
1620
01:20:47,242 --> 01:20:49,040
You're a legend. Bye.
1621
01:20:49,083 --> 01:20:50,443
Dave.
1622
01:20:50,444 --> 01:20:51,483
I know how to do it.
1623
01:20:51,484 --> 01:20:54,642
-What is it we're doing?
-Making the Bank of Dave happen.
1624
01:20:54,644 --> 01:20:56,523
We need to fight back.
1625
01:20:58,525 --> 01:21:00,442
-Come on in then.
-[Hugh] Yeah.
1626
01:21:01,566 --> 01:21:03,125
Right, hear me out.
1627
01:21:03,126 --> 01:21:07,246
[nervously] If this thing works
out, then we'd draw a huge crowd,
1628
01:21:07,247 --> 01:21:10,446
which'd give us good publicity
and bring in even more contributions.
1629
01:21:10,447 --> 01:21:13,407
Hugh, I get it. I like it. I
love the idea of a concert.
1630
01:21:13,408 --> 01:21:14,927
But…
1631
01:21:15,889 --> 01:21:17,008
are they really gonna do it?
1632
01:21:17,009 --> 01:21:19,249
Rick says Def Leppard
are recording in London.
1633
01:21:19,250 --> 01:21:22,449
-The timing couldn't be any better.
-I don't know, I…
1634
01:21:23,530 --> 01:21:27,290
I've only just accepted the fact
Bank of Dave's not gonna happen.
1635
01:21:28,212 --> 01:21:30,410
I need to sleep on it, alright?
1636
01:21:31,292 --> 01:21:32,891
[sighs] Okay.
1637
01:21:36,373 --> 01:21:37,771
[Dave] Oh, dear.
1638
01:21:38,523 --> 01:21:40,692
Morning, Dave.
1639
01:21:41,853 --> 01:21:43,615
Didn't hardly sleep a wink, you bugger.
1640
01:21:43,616 --> 01:21:46,136
Been thinking about
this idea of yours all night.
1641
01:21:46,137 --> 01:21:47,175
Sorry.
1642
01:21:47,176 --> 01:21:50,054
It's not going to make us enough money.
1643
01:21:50,777 --> 01:21:55,495
Even if we charge folk 30,
40, 50 quid, still doesn't add up.
1644
01:21:56,097 --> 01:21:57,896
So here's my idea.
1645
01:21:58,339 --> 01:22:01,418
You can buy a ticket for, say, 35 quid,
1646
01:22:01,419 --> 01:22:06,379
or you can put 100 quid
on deposit at Bank of Dave.
1647
01:22:06,900 --> 01:22:09,339
In six months, you
take it out, plus interest.
1648
01:22:09,340 --> 01:22:12,860
-So you saw the concert for free.
-If Bank of Dave doesn't happen?
1649
01:22:12,861 --> 01:22:14,900
Then you get your 100 quid back.
1650
01:22:14,902 --> 01:22:16,700
The concert's still free.
1651
01:22:17,463 --> 01:22:18,901
Eh?
1652
01:22:19,062 --> 01:22:21,141
Not as daft as I look, am I?
1653
01:22:21,264 --> 01:22:22,821
Um…
1654
01:22:23,785 --> 01:22:25,942
Hello again. How you doing?
1655
01:22:25,944 --> 01:22:28,384
I was looking for Dr. Ashforth.
1656
01:22:28,385 --> 01:22:30,064
She should be out in a few moments.
1657
01:22:30,065 --> 01:22:32,944
-Want to take a seat?
-Thank you. Nice to see you.
1658
01:22:34,147 --> 01:22:35,705
-Hello.
-Hi.
1659
01:22:35,787 --> 01:22:38,946
-What are you doing here?
-The private hospital was full--
1660
01:22:38,947 --> 01:22:40,747
Actually, it's not funny. It's rammed.
1661
01:22:40,748 --> 01:22:42,627
Yeah. That's why we need the clinic.
1662
01:22:42,628 --> 01:22:45,668
Me and Dave are working on it.
It's partly why I'm here, actually.
1663
01:22:45,669 --> 01:22:47,309
Oh? Is there something I can do?
1664
01:22:47,310 --> 01:22:49,548
Could I have your sister's number?
1665
01:22:50,350 --> 01:22:51,348
Sure. Why?
1666
01:22:51,349 --> 01:22:53,388
I might have a story for her.
1667
01:22:54,551 --> 01:22:56,390
-Wha--
-No. Yeah, of course.
1668
01:22:56,391 --> 01:22:58,750
It all goes to local charities.
1669
01:22:59,151 --> 01:23:01,831
Oh, mate, that's fantastic news.
1670
01:23:01,992 --> 01:23:04,951
Yeah, I owe you one. Right, speak soon.
1671
01:23:05,234 --> 01:23:08,152
-If we get this sorted, we've got a venue.
-Where?
1672
01:23:08,673 --> 01:23:10,431
Their stadium.
1673
01:23:12,354 --> 01:23:13,754
[laughs]
1674
01:23:13,756 --> 01:23:15,314
-[Dave] Alright, lads.
-Alright, Dave.
1675
01:23:15,315 --> 01:23:16,794
-Alright?
-[Dave] Hey.
1676
01:23:16,795 --> 01:23:17,835
-Hey, Jake.
-Dave.
1677
01:23:17,836 --> 01:23:18,796
[Rick] Hey, Hugh.
1678
01:23:18,797 --> 01:23:20,274
-How you doing?
-This is Jake.
1679
01:23:20,275 --> 01:23:21,235
Nice to meet you.
1680
01:23:21,236 --> 01:23:24,236
-I saw The Goa Express. They were great.
-Thanks for coming.
1681
01:23:24,237 --> 01:23:26,476
Thank you. So, what news?
1682
01:23:26,477 --> 01:23:29,357
Well, I spoke to the boys from Def Leppard.
1683
01:23:29,358 --> 01:23:31,038
I told them about the Bank of Dave.
1684
01:23:31,039 --> 01:23:33,958
Told them about the trial and
those bastards on the finance board.
1685
01:23:33,959 --> 01:23:36,318
-Yes, and?
-[Rick] Guess what?
1686
01:23:36,640 --> 01:23:37,920
They're bang up for it!
1687
01:23:37,921 --> 01:23:40,960
-You're kidding.
-[Rick] They said let's make it happen.
1688
01:23:40,961 --> 01:23:42,320
Def Leppard.
1689
01:23:42,321 --> 01:23:45,520
-Yeah.
-[Dave] That is absolutely fantastic news.
1690
01:23:45,521 --> 01:23:47,881
I'm here with Dave Fishwick
from Fishwick Motors
1691
01:23:47,882 --> 01:23:49,082
to talk about the concert.
1692
01:23:49,083 --> 01:23:50,402
Dave, what can we expect?
1693
01:23:50,403 --> 01:23:53,442
This is gonna be the biggest
night this town has seen
1694
01:23:53,443 --> 01:23:55,083
since we went up to Premiership.
1695
01:23:55,084 --> 01:23:58,203
No, since we won the
League. And that were 1960.
1696
01:23:58,204 --> 01:23:59,604
Sounds brilliant.
1697
01:23:59,605 --> 01:24:03,365
The concert is this Saturday,
eight o'clock at Turf Moor stadium.
1698
01:24:03,366 --> 01:24:05,606
It's all to help Dave
Fishwick raise the money
1699
01:24:05,607 --> 01:24:08,607
to set up the country's
very first local bank,
1700
01:24:08,608 --> 01:24:11,927
dedicated to supporting
Burnley's businesses and families.
1701
01:24:11,928 --> 01:24:13,648
But Dave is running out of time.
1702
01:24:13,649 --> 01:24:17,208
The clock is ticking and there's just a
week left to come up with the money.
1703
01:24:17,209 --> 01:24:19,808
So the whole community
needs to pull together.
1704
01:24:19,809 --> 01:24:21,049
We all need to be there.
1705
01:24:21,050 --> 01:24:23,129
I, for one, wouldn't miss it for the world.
1706
01:24:23,130 --> 01:24:26,930
You're gonna have to do better
than that. This is no ordinary gig.
1707
01:24:26,931 --> 01:24:30,571
This is one of the biggest bands in
the world, doing a concert for Burnley.
1708
01:24:30,572 --> 01:24:32,731
For those who need it most.
1709
01:24:32,853 --> 01:24:34,571
Cool. Alright, that'll work.
1710
01:24:34,572 --> 01:24:37,372
Top man. Don't lose sight of the big picture.
1711
01:24:37,373 --> 01:24:40,212
You need to get them to
give us one more week.
1712
01:24:41,814 --> 01:24:43,252
Okay, great.
1713
01:24:43,295 --> 01:24:44,414
Yeah.
1714
01:24:44,415 --> 01:24:46,894
We'll know, either way, by then.
1715
01:24:55,337 --> 01:24:57,017
-[Alexandra] Hi.
-Hiya.
1716
01:24:57,018 --> 01:24:59,617
[Rick] What do you think, Sean?
Not a bad fixture for Saturday.
1717
01:24:59,618 --> 01:25:01,536
I think it'll be deafening.
1718
01:25:03,059 --> 01:25:04,379
[laughs]
1719
01:25:04,380 --> 01:25:07,017
Come on! [chuckles]
1720
01:25:07,219 --> 01:25:08,259
-[Nicky] Hugh.
-Hey.
1721
01:25:08,260 --> 01:25:09,220
This is going well.
1722
01:25:09,221 --> 01:25:10,740
-Yeah?
-[Nicky] Yeah, look at this.
1723
01:25:10,741 --> 01:25:13,780
Most of the football team have
stepped up with their deposits,
1724
01:25:13,781 --> 01:25:16,381
it looks like the concert's gonna sell out.
1725
01:25:16,382 --> 01:25:19,542
-We're gonna get close. It's good.
-Come on! Come on!
1726
01:25:19,543 --> 01:25:21,860
[fans cheering]
1727
01:25:27,384 --> 01:25:29,903
[wild cheering]
1728
01:25:33,386 --> 01:25:35,625
Hello, Burnley!
1729
01:25:36,745 --> 01:25:38,745
How you doing? Alright?
1730
01:25:39,266 --> 01:25:42,587
-Can't hear you. Are you alright?
-[louder cheering]
1731
01:25:42,588 --> 01:25:45,346
You ready for some rock 'n roll?
1732
01:25:45,548 --> 01:25:49,667
Give a proper Burnley welcome
to a proper Burnley band.
1733
01:25:49,708 --> 01:25:55,269
Please welcome on stage
the wonderful Goa Express.
1734
01:25:55,270 --> 01:25:57,789
[crowd cheering]
1735
01:26:01,111 --> 01:26:04,392
Hello, hello, hello. We're
buzzing to be back in Burnley
1736
01:26:04,393 --> 01:26:06,792
and we're chuffed to be part of this.
1737
01:26:08,073 --> 01:26:11,232
["Everybody In The UK"
by Goa Express playing]
1738
01:26:15,034 --> 01:26:16,914
-[muffled music]
-[coins clinking]
1739
01:26:16,915 --> 01:26:18,633
[knocking on door]
1740
01:26:19,595 --> 01:26:22,514
-Hey.
-Ah. Here he is.
1741
01:26:22,757 --> 01:26:24,636
It's getting busy out there.
1742
01:26:24,637 --> 01:26:26,116
You alright, Dave?
1743
01:26:26,117 --> 01:26:29,396
Yeah, yeah, great. Great. Just, um…
1744
01:26:30,398 --> 01:26:32,158
You know, thinking about what's at stake.
1745
01:26:32,159 --> 01:26:34,356
How are… how are the numbers looking?
1746
01:26:34,799 --> 01:26:38,159
Well, I'd be lying if I
said we were a shoo-in,
1747
01:26:38,160 --> 01:26:41,518
but, uh, where there's time, there's hope.
1748
01:26:42,081 --> 01:26:43,639
[nervous laugh]
1749
01:26:43,641 --> 01:26:45,200
Still…
1750
01:26:45,201 --> 01:26:46,801
Whether or not we make it,
1751
01:26:46,802 --> 01:26:49,282
this is gonna be the best
bloody night of my life.
1752
01:26:49,283 --> 01:26:51,400
-Excuse me?
-[phone vibrates]
1753
01:26:51,522 --> 01:26:53,282
-That includes my wedding night.
-Yeah?
1754
01:26:53,283 --> 01:26:57,081
-[laughs] Just joking.
-God. Come on, you two.
1755
01:26:57,083 --> 01:26:59,322
Two seconds, I just need to…
1756
01:27:04,005 --> 01:27:05,525
Yeah.
1757
01:27:05,806 --> 01:27:09,605
Okay. Yeah, I'll come and find you.
1758
01:27:10,327 --> 01:27:11,566
Hello.
1759
01:27:11,567 --> 01:27:13,407
You did it. This is amazing.
1760
01:27:13,408 --> 01:27:16,126
-No, we did it. Come on. We did it.
-Yeah, well…
1761
01:27:16,127 --> 01:27:17,767
-[Hugh] Yeah.
-Em…
1762
01:27:17,809 --> 01:27:19,288
How are the numbers looking?
1763
01:27:19,289 --> 01:27:21,288
[inhales] Bit scared, but…
1764
01:27:21,289 --> 01:27:23,567
-Yeah, I mean…
-…that's fine, isn't it?
1765
01:27:23,850 --> 01:27:26,209
Whatever happens, what we did here,
1766
01:27:26,210 --> 01:27:28,370
bringing all these people
together for a cause,
1767
01:27:28,371 --> 01:27:30,529
it's something to be proud of.
1768
01:27:30,892 --> 01:27:32,052
Yeah.
1769
01:27:32,053 --> 01:27:33,851
-I'm just going to find my boss.
-Okay.
1770
01:27:33,852 --> 01:27:36,691
-Yeah, I'll see you later. Yeah.
-I'll see you later.
1771
01:27:40,173 --> 01:27:42,252
[exclaims, chuckles]
1772
01:27:43,641 --> 01:27:45,453
[Hugh] Clarence!
1773
01:27:45,775 --> 01:27:47,254
-Hey.
-This is wonderful.
1774
01:27:47,255 --> 01:27:49,494
-Really?
-It takes me back to my youth.
1775
01:27:49,495 --> 01:27:51,576
You've never been to a rock concert?
1776
01:27:51,577 --> 01:27:53,736
-Glyndebourne.
-Never heard of them.
1777
01:27:53,737 --> 01:27:57,377
Um, anyway, one second. I
need to ask you a favour, Clarence.
1778
01:27:57,378 --> 01:27:59,096
-And it's quite a big one.
-Right.
1779
01:27:59,097 --> 01:28:01,616
[muffled music]
1780
01:28:03,939 --> 01:28:05,737
[Dave sighs]
1781
01:28:09,621 --> 01:28:11,539
[moans]
1782
01:28:13,101 --> 01:28:14,819
We're so close.
1783
01:28:16,102 --> 01:28:18,221
-Yeah.
-[knocking, door opens]
1784
01:28:18,222 --> 01:28:20,700
[Rick] I'm gonna get Def
Leppard on in a minute.
1785
01:28:21,543 --> 01:28:25,381
You go down. I'll finish up
here and I'll be down in five.
1786
01:28:27,224 --> 01:28:28,903
[hand clap]
1787
01:28:32,626 --> 01:28:34,584
How's it going in there?
1788
01:28:34,666 --> 01:28:36,704
Oh, Dave, I'm sorry.
1789
01:28:36,946 --> 01:28:38,424
Still…
1790
01:28:38,866 --> 01:28:41,225
-Let's have some fun, eh?
-Yeah.
1791
01:28:42,467 --> 01:28:45,028
-Hugh. Don't want to miss this.
-One minute.
1792
01:28:45,029 --> 01:28:46,946
[Rick] Band's coming on.
1793
01:28:48,228 --> 01:28:49,867
See you up there.
1794
01:28:59,672 --> 01:29:01,989
[calculator keys clicking]
1795
01:29:04,353 --> 01:29:05,951
[box lid closes]
1796
01:29:11,954 --> 01:29:13,912
[muffled music ends]
1797
01:29:14,194 --> 01:29:17,232
[crowd cheering]
1798
01:29:20,716 --> 01:29:22,915
-You ready?
-[crowd cheers]
1799
01:29:22,916 --> 01:29:25,475
It's the moment we've all been waiting for.
1800
01:29:26,157 --> 01:29:28,877
It's the moment I've been
waiting for for bloody years.
1801
01:29:28,878 --> 01:29:30,837
It is my privilege
1802
01:29:30,838 --> 01:29:35,997
to welcome on stage one of the
greatest rock bands of all time…
1803
01:29:36,000 --> 01:29:38,997
-Come on.
-Yeah. I'm here.
1804
01:29:39,200 --> 01:29:40,840
-Here. Stairs!
-[Alexandra yelps]
1805
01:29:40,841 --> 01:29:45,079
Right here, right now, live on stage.
1806
01:29:45,080 --> 01:29:46,520
It's Def Leppard!
1807
01:29:46,521 --> 01:29:48,679
[ecstatic cheers]
1808
01:29:53,002 --> 01:29:54,642
Whoo!
1809
01:29:58,884 --> 01:30:00,484
Hey!
1810
01:30:00,485 --> 01:30:02,323
Go on!
1811
01:30:05,086 --> 01:30:07,924
["Animal" by Def Leppard playing]
1812
01:30:10,487 --> 01:30:12,046
[Hugh] Alright.
1813
01:30:12,167 --> 01:30:15,646
-I give you… the Leppard!
-[yelps]
1814
01:30:16,527 --> 01:30:18,848
[Alexandra giggling] How can
we dance? Shall we dance?
1815
01:30:18,849 --> 01:30:22,088
That's it. I was gonna give
you a lesson but you've got it.
1816
01:30:22,089 --> 01:30:25,009
Maybe a bit more… fist punching.
1817
01:30:26,091 --> 01:30:29,089
♪ Such a lust for life ♪
1818
01:30:29,451 --> 01:30:32,931
♪ The circus comes to town ♪
1819
01:30:32,987 --> 01:30:36,611
♪ We are the hungry ones ♪
1820
01:30:40,974 --> 01:30:44,815
♪ Just like a river runs ♪
1821
01:30:44,816 --> 01:30:47,573
♪ And like a fire needs flame ♪
1822
01:30:48,135 --> 01:30:50,575
♪ Oh, I burn for you ♪
1823
01:30:50,576 --> 01:30:54,416
♪ I got to feel it in my blood ♪
1824
01:30:54,417 --> 01:30:56,815
-Too much.
-No…
1825
01:30:58,056 --> 01:31:03,058
♪ I need your touch don't need your love ♪
1826
01:31:03,059 --> 01:31:04,498
-♪ Whoa oh ♪
-[Joe Elliot] Sing it!
1827
01:31:04,499 --> 01:31:06,378
-[crowd chanting] And I want…
-Dave!
1828
01:31:06,379 --> 01:31:07,739
We've hit the target.
1829
01:31:07,740 --> 01:31:09,938
-What?
-We've got the money!
1830
01:31:09,939 --> 01:31:11,538
Can't hear you.
1831
01:31:12,100 --> 01:31:14,341
We've got the money. We've done it. Look!
1832
01:31:14,342 --> 01:31:15,901
♪ And I need ♪
1833
01:31:15,902 --> 01:31:17,500
♪ And I lust ♪
1834
01:31:17,501 --> 01:31:19,540
♪ Animal ♪
1835
01:31:19,541 --> 01:31:21,542
-We've done it! We've done it!
-We've done it!
1836
01:31:21,543 --> 01:31:23,542
-He's bloody done it!
-[yelling]
1837
01:31:23,543 --> 01:31:25,383
I'm getting you out. We're going on.
1838
01:31:25,384 --> 01:31:27,542
-What? What?
-Come on.
1839
01:31:27,944 --> 01:31:29,342
Wow.
1840
01:31:29,664 --> 01:31:31,902
[applause, cheering]
1841
01:31:32,065 --> 01:31:34,303
Whoo!
1842
01:31:35,705 --> 01:31:38,585
Everybody, this is Dave.
1843
01:31:38,947 --> 01:31:40,425
Go on, Dave.
1844
01:31:41,106 --> 01:31:43,826
Dave, Dave, Dave, Dave, Dave, Dave…
1845
01:31:43,827 --> 01:31:46,987
[crowd chanting]
1846
01:31:46,988 --> 01:31:48,508
[chuckling]
1847
01:31:48,509 --> 01:31:50,107
[shakily] Hello.
1848
01:31:50,549 --> 01:31:51,948
Thank you, Rick.
1849
01:31:51,949 --> 01:31:55,148
Listen, I just… I just wanted to say…
1850
01:31:55,509 --> 01:31:57,468
thank you.
1851
01:31:57,631 --> 01:31:59,628
We hit our target.
1852
01:31:59,750 --> 01:32:01,749
[wild cheering]
1853
01:32:02,672 --> 01:32:05,030
Go on! Hey!
1854
01:32:05,272 --> 01:32:06,911
Yeah.
1855
01:32:07,712 --> 01:32:10,672
Which means that we're gonna have a bank
1856
01:32:11,234 --> 01:32:15,192
which looks after the whole
community. Each and every one of us.
1857
01:32:15,595 --> 01:32:18,154
And… and that's all thanks to you.
1858
01:32:20,395 --> 01:32:22,034
So thank you.
1859
01:32:23,044 --> 01:32:24,841
But it's more than that.
1860
01:32:25,012 --> 01:32:27,531
This is bigger even than Burnley.
1861
01:32:29,839 --> 01:32:32,757
We're sending a message today to the banks.
1862
01:32:32,758 --> 01:32:34,517
We're saying…
1863
01:32:35,599 --> 01:32:37,356
Enough's enough.
1864
01:32:38,920 --> 01:32:40,838
Enough of your greed.
1865
01:32:41,601 --> 01:32:44,840
Enough of giving money
to those that don't need it
1866
01:32:44,841 --> 01:32:46,880
and nowt to them that do.
1867
01:32:48,323 --> 01:32:52,481
We're saying that there's another way.
1868
01:32:52,842 --> 01:32:54,601
A better way.
1869
01:32:56,163 --> 01:32:58,403
-[man in crowd] Go on, Dave!
-[woman] Yes!
1870
01:32:58,404 --> 01:33:00,683
-Yes!
-Yes.
1871
01:33:03,205 --> 01:33:04,643
Look, I'm…
1872
01:33:05,405 --> 01:33:08,644
I'm nothing special. I'm
just Dave from Burnley.
1873
01:33:10,166 --> 01:33:12,085
So if I can do it,
1874
01:33:12,853 --> 01:33:14,885
anyone can.
1875
01:33:15,928 --> 01:33:17,566
And they should.
1876
01:33:18,368 --> 01:33:19,927
All over.
1877
01:33:22,093 --> 01:33:24,688
Because helping each other,
1878
01:33:25,165 --> 01:33:27,762
where we can, how we can.
1879
01:33:30,661 --> 01:33:33,217
That's what community's all about.
1880
01:33:35,676 --> 01:33:37,116
So thank you.
1881
01:33:37,117 --> 01:33:38,636
Thank you, everybody.
1882
01:33:38,637 --> 01:33:41,795
[crowd cheering]
1883
01:33:43,078 --> 01:33:44,477
[Dave] Have a great night!
1884
01:33:44,478 --> 01:33:47,598
Dave, don't go anywhere.
Stay with us on this one.
1885
01:33:47,599 --> 01:33:49,479
-Me? Oh, no…
-Yeah, you.
1886
01:33:49,480 --> 01:33:52,358
-You don't wanna hear me sing.
-Wanna hear him sing a song?
1887
01:33:52,359 --> 01:33:53,599
-Oh, no.
-Yeah?
1888
01:33:53,600 --> 01:33:55,440
[chuckles] Yes, Dave.
1889
01:33:55,441 --> 01:33:57,679
I can do karaoke but I can't do Turf Moor!
1890
01:33:57,680 --> 01:33:59,040
Just one. One song.
1891
01:33:59,041 --> 01:34:02,041
Oh, my God. What have I got myself into?
1892
01:34:02,042 --> 01:34:04,322
-This is a huge mistake.
-Go on!
1893
01:34:04,323 --> 01:34:08,283
♪ Step inside, walk this
way You and me, babe ♪
1894
01:34:08,284 --> 01:34:09,522
[rapturous cheers]
1895
01:34:09,523 --> 01:34:12,522
["Pour Some Sugar On
Me" by Def Leppard playing]
1896
01:34:20,046 --> 01:34:22,565
♪ Love is like a bomb, baby C'mon get it on ♪
1897
01:34:22,566 --> 01:34:25,126
♪ Livin' like a lover with a radar phone ♪
1898
01:34:25,127 --> 01:34:27,846
♪ Lookin' like a tramp Like a video vamp ♪
1899
01:34:27,847 --> 01:34:30,007
♪ Demolition woman Can I be your man? ♪
1900
01:34:30,008 --> 01:34:31,726
♪ Your man ♪
1901
01:34:32,009 --> 01:34:33,928
♪ Huh! ♪
1902
01:34:35,529 --> 01:34:38,290
♪ Razzle 'n' a dazzle
'n' a flash A little light ♪
1903
01:34:38,291 --> 01:34:40,809
♪ Television lover, baby, go all night ♪
1904
01:34:40,810 --> 01:34:43,490
♪ Sometime, anytime, sugar me sweet ♪
1905
01:34:43,491 --> 01:34:45,571
♪ Little miss innocent sugar me ♪
1906
01:34:45,572 --> 01:34:47,770
♪ Yeah ♪
1907
01:34:48,092 --> 01:34:50,211
♪ Yeah ♪
1908
01:34:50,212 --> 01:34:51,932
♪ So c'mon ♪
1909
01:34:51,933 --> 01:34:54,292
[both] ♪ Take a bottle ♪
1910
01:34:54,293 --> 01:34:57,092
♪ Shake it up ♪
1911
01:34:57,174 --> 01:34:59,613
♪ Break the bubble ♪
1912
01:34:59,614 --> 01:35:01,853
♪ Break it up ♪
1913
01:35:01,854 --> 01:35:05,055
♪ Pour some sugar on me ♪
1914
01:35:05,056 --> 01:35:07,096
♪ Ooh, in the name of love ♪
1915
01:35:07,097 --> 01:35:10,456
♪ Pour some sugar on me ♪
1916
01:35:10,457 --> 01:35:12,296
♪ C'mon, fire me up ♪
1917
01:35:12,297 --> 01:35:15,618
♪ Pour your sugar on me ♪
1918
01:35:15,619 --> 01:35:17,497
♪ I can't get enough ♪
1919
01:35:17,498 --> 01:35:20,017
[muffled music]
1920
01:35:38,383 --> 01:35:40,863
♪ Sometime, anytime, sugar me sweet ♪
1921
01:35:40,864 --> 01:35:44,783
♪ Little miss innocent sugar me Yeah ♪
1922
01:35:45,985 --> 01:35:47,425
♪ Yeah ♪
1923
01:35:47,426 --> 01:35:49,384
♪ So give a little more ♪
1924
01:35:49,385 --> 01:35:54,584
♪ Take a bottle, shake it up ♪
1925
01:35:54,707 --> 01:35:59,387
♪ Break the bubble, break it up ♪
1926
01:35:59,388 --> 01:36:02,427
♪ Pour some sugar on me ♪
1927
01:36:02,428 --> 01:36:04,508
♪ Ooh, in the name of love ♪
1928
01:36:04,509 --> 01:36:07,268
♪ Pour some sugar on me ♪
1929
01:36:07,269 --> 01:36:11,109
Incredible scenes tonight at
Burnley Turf Moor football stadium
1930
01:36:11,110 --> 01:36:14,950
where a concert has helped raise
money to set up the first new bank
1931
01:36:14,951 --> 01:36:17,710
in over 150 years.
1932
01:36:20,632 --> 01:36:22,912
[Joe Elliot] Give it up, Burnley!
1933
01:36:22,913 --> 01:36:26,031
[wild cheering]
1934
01:36:28,195 --> 01:36:33,074
[crowd chanting] Dave, Dave, Dave…
1935
01:36:33,075 --> 01:36:36,594
[crowd cheering, applause]
1936
01:36:39,951 --> 01:36:41,469
Hugh.
1937
01:36:42,233 --> 01:36:44,757
Hey. I… I saw the books.
1938
01:36:44,758 --> 01:36:47,198
They were nearly a million
short until you stepped in.
1939
01:36:47,199 --> 01:36:49,077
-Oh, you saw that?
-Yeah.
1940
01:36:49,479 --> 01:36:52,478
Yeah, yeah. I borrowed the money off Clarence
1941
01:36:52,479 --> 01:36:54,640
and put my flat up as collateral.
1942
01:36:54,641 --> 01:36:58,678
-So you'll have to sell it?
-Probably.
1943
01:36:58,946 --> 01:37:01,641
It's fine, though. Property's
cheaper in Burnley.
1944
01:37:01,642 --> 01:37:02,881
Think it is, anyway.
1945
01:37:02,882 --> 01:37:07,762
[laughs] Hugh, no one in their right
mind moves from Primrose Hill to Burnley.
1946
01:37:07,763 --> 01:37:10,242
They don't. You're right, they don't.
1947
01:37:10,844 --> 01:37:12,242
Unless…
1948
01:37:12,443 --> 01:37:15,880
they have recklessly strong
feelings about someone
1949
01:37:16,115 --> 01:37:18,313
they don't even really know.
1950
01:37:22,406 --> 01:37:24,925
[evocative music playing]
1951
01:37:29,431 --> 01:37:31,087
You talking about me?
1952
01:37:31,088 --> 01:37:33,128
-Yeah. I'm talking about you.
-Okay.
1953
01:37:33,129 --> 01:37:34,727
[chuckling]
1954
01:37:34,970 --> 01:37:37,487
[yelling, laughing]
1955
01:37:38,930 --> 01:37:40,289
[Nicky] Come on, Dave!
1956
01:37:40,290 --> 01:37:44,169
-Come on, we did it!
-[Jake] We did it!
1957
01:37:46,132 --> 01:37:48,089
[exhales shakily]
1958
01:37:59,494 --> 01:38:01,333
[lift PA] Going down.
1959
01:38:03,935 --> 01:38:05,655
[reporter] Any comment on what happened?
1960
01:38:05,656 --> 01:38:08,735
[presenter] Our investigative team
has uncovered what they describe as
1961
01:38:08,736 --> 01:38:12,296
underhand tactics employed
against Dave Fishwick.
1962
01:38:12,297 --> 01:38:16,176
The Financial Regulation Board
denies all knowledge of such tactics,
1963
01:38:16,177 --> 01:38:18,738
but at least two of the individuals involved
1964
01:38:18,739 --> 01:38:21,299
have been let go by their employers.
1965
01:38:21,300 --> 01:38:25,259
-Count down with me. Three…
-[all] Two, one.
1966
01:38:25,260 --> 01:38:27,980
[crowd cheering]
1967
01:38:27,981 --> 01:38:30,739
There she is. Bank of Dave.
1968
01:38:33,502 --> 01:38:35,619
[all cheer]
1969
01:38:36,902 --> 01:38:38,422
Here's to you all.
1970
01:38:38,423 --> 01:38:39,942
-Here's to Burnley.
-Cheers.
1971
01:38:39,943 --> 01:38:41,501
Give us a kiss.
1972
01:38:42,587 --> 01:38:47,427
In Burnley, the newest and smallest
bank in the country opened for business.
1973
01:38:47,429 --> 01:38:49,705
According to its founder, Dave Fishwick,
1974
01:38:49,706 --> 01:38:52,626
the Bank of Dave will bring hundreds
of jobs to Burnley
1975
01:38:52,627 --> 01:38:58,066
and will fund local
enterprises, including Lancashire's first
walk-in free clinic..
1976
01:38:58,067 --> 01:39:00,905
[Dave] Can't forget them. They helped a bit.
1977
01:39:02,268 --> 01:39:05,189
-Well done us!
-[cheers]
1978
01:39:05,190 --> 01:39:07,548
["Kick" by Def Leppard playing]
1979
01:39:07,549 --> 01:39:09,869
-♪ And I just can't stop it… ♪
-Ahhh!
1980
01:39:09,870 --> 01:39:11,429
♪ All night, every day ♪
1981
01:39:11,430 --> 01:39:15,470
♪ And I just can't stop
it And I love it that way ♪
1982
01:39:15,471 --> 01:39:19,430
---oOo---
♪ I don't wanna kick, kick Kick your habit
♪
1983
01:39:19,431 --> 01:39:23,352
♪ 'Cause you never
quit, quit I gotta have it ♪
1984
01:39:23,353 --> 01:39:27,193
♪ I don't wanna kick, kick Kick your habit ♪
1985
01:39:27,194 --> 01:39:31,394
♪ 'Cause you never
quit, quit I gotta have it ♪
1986
01:39:31,395 --> 01:39:35,235
♪ Na, na, na-na, na, na, na ♪
1987
01:39:35,236 --> 01:39:39,275
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
1988
01:39:39,276 --> 01:39:43,116
♪ Na, na, na-na, na na na ♪
1989
01:39:43,117 --> 01:39:46,557
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
1990
01:39:46,558 --> 01:39:48,716
♪ Ah, kick it ♪
1991
01:39:54,800 --> 01:40:00,479
♪ You're racing through my
brain Like a bolt of white lightnin' ♪
1992
01:40:02,521 --> 01:40:08,279
♪ And I can't sleep it off 'Cause
your love's always strikin' ♪
1993
01:40:09,924 --> 01:40:13,842
♪You're the tonic to my
thirst Sweet nectar of sin ♪
1994
01:40:13,843 --> 01:40:17,724
♪ I keep runnin' away But
you keep draggin' me in ♪
1995
01:40:17,725 --> 01:40:21,645
♪ And I just can't stop
it All night, every day ♪
1996
01:40:21,646 --> 01:40:25,726
♪ And I just can't stop
it And I love it that way ♪
1997
01:40:25,727 --> 01:40:29,687
♪ I don't wanna kick, kick Kick your habit ♪
1998
01:40:29,688 --> 01:40:33,647
♪'Cause you never
quit, quit I gotta have it ♪
1999
01:40:33,648 --> 01:40:37,409
♪ I don't wanna kick, kick Kick your habit ♪
2000
01:40:37,410 --> 01:40:41,609
♪ 'Cause you never
quit, quit I gotta have it ♪
2001
01:40:41,610 --> 01:40:45,530
♪ Na, na, na-na, na, na, na ♪
2002
01:40:45,531 --> 01:40:49,491
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
2003
01:40:49,492 --> 01:40:53,252
♪ Na, na, na-na, na, na, na ♪
2004
01:40:53,253 --> 01:40:56,693
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
2005
01:40:56,694 --> 01:40:58,532
♪ Ah, kick it ♪
2006
01:41:20,579 --> 01:41:24,258
♪ I don't wanna kick, kick Kick your habit ♪
2007
01:41:24,259 --> 01:41:28,259
♪ 'Cause you never
quit, quit I gotta have it ♪
2008
01:41:28,260 --> 01:41:32,141
♪ I don't wanna kick, kick Kick your habit ♪
2009
01:41:32,142 --> 01:41:36,462
♪ 'Cause you never
quit, quit I gotta have it ♪
2010
01:41:36,463 --> 01:41:40,182
♪ Na, na, na-na, na, na, na ♪
2011
01:41:40,183 --> 01:41:43,783
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
2012
01:41:43,784 --> 01:41:47,984
♪ I said, na, na, na-na, na, na, na ♪
2013
01:41:47,985 --> 01:41:51,545
-♪ Na, na, na ♪
-♪ So won't you gimme some more? ♪
2014
01:41:51,546 --> 01:41:53,104
♪ Ah, kick it ♪
2015
01:41:54,947 --> 01:41:58,185
[evocative music playing]
2016
01:42:55,839 --> 01:42:57,200
[Dave laughs]
2017
01:42:57,201 --> 01:42:59,720
---oOo---